Help2Save account

Stuart_W

I am in month 48 of one of NS&I's Help2Save accounts. I having ploughed in the maximum over all 4 years. I have made this month's £50 contribution and qualified for the max bonus for the second 2 year period. The account is due to close on 20th September but am I correct in thinking I can withdraw the full amount now rather than wait until 20th Sep and still get the full £600 second bonus on 20th Sep? That's my reading of it, wondered if anyone else on here had done this. 

I will miss this account as returns anywhere near this are not possible in other cash accounts, but if I can get the money out now to place elsewhere I may as well.

Daliah

I can't find any T&Cs for this account but from the scant info on gov.uk, I think you might be right. However, why chance it? It's only a few more days until Sept 20, and you wouldn't earn much interest in those few days. The best instant access account would pay you £1.24 for 20 days.