maternity grant and BR

susiehasdebts

I am intending to go BR after xmas - december overtime means i will have the fees at last - but i have a question. I know that any "extra" money received during the time you are an undischarged BR is taken for creditors, but i have a baby due in may and as i get maximum level of child tax credits, i get a £500 surestart maternity grant, to buy baby equpment. Can they take this? i'd be relying on it for pram, cot etc!!

betterlatethannever

I'm not 100% sure on this but imo, the Or will not touch that money, There not quite the evils ogres they're portrayed as and realise you have expenses to meet. The money is need and necessary so you should be fine.
Will let someone else have a say though just to make sure i'm right.

Broken_hearted

No the OR won't take it but you sure picked your time to have a baby:rolleyes:

mum2one

They wont be able to touch it, as asure start maternity grant is for items for the baby a creditor can not take anything from a child.

mum2one

Broken_hearted wrote: »

No the OR won't take it but you sure picked your time to have a baby:rolleyes:

Sometimes we all cant pick when to have the baby - My gp originally thought Id got a kidney infection, so I went aheadand booked my hols for Kenya and Goa - but 2 weeks later - no kidney infection I was expecting!

pippin49

LoL congrats, No way they can touch this so relax

susiehasdebts

ha ha, in some ways in feels like a good time to have a baby, at least i won't be stuggling to pay credit repayments on my meagre maternity pay!!

Broken_hearted

ok but only for you doesn't stop me thinking it though. Anyway you can look on freecycle and at car boot fairs for good quality second hand baby stuff. Babies are only as expensive as you make them.

susiehasdebts

hmm, thanks, happy xmas to you too. For your information, you judgmental, narrow minded idiot, i have always supported my children with no state benefits other than child benefit and have always worked, and it is only that i have recently become a single parent, against my wishes and through no fault of my own, that i have claimed any state help, and i do not intend to have this help for any longer than absolutely necessary - i am currently using the fact that child care issues mean that i can only work part time, to retrain for a new, higher paid, career, so that when i qualify, in a year and a half, i will be able to work full time and go back to supporting my children on my own. Neither of my other two children has ever been in any trouble of any sort, and i can't see why that would change, even if i was claiming government help for years. Lack of money does not equate to lack of parenting skills. Might i suggest you stop reading the daily mail, broaden ypour horizons, rethink your opinions, and keep your thoughts to yourself until you have done so.

clarice_2

BrokenHearted

What are you on?


(susiehasdebts...good luck with the baby and everything, I was advised to go BR when I was pregnant, but struggled on and ended up going BR 2 years later. It was the right decision for me and my family. Don't let others silly misinformed comments put you off. BrokenHearted just likes to wind people up)

squirrel_pigeon

Broken_hearted wrote: »

ok but only for you doesn't stop me thinking it though. Anyway you can look on freecycle and at car boot fairs for good quality second hand baby stuff. Babies are only as expensive as you make them.

Still need to buy new car seat, cot mattress etc. Dangerous to buy those second hand.

But it is fairly easy to get the rest cheap. I've hung on to my pram/moses basket etc so that I can use it for another one or I can give them to my sisters when they have kids.

Didn't have to buy many clothes for the first year of DDs life either - had so many as presents and had loads of hand me downs too that had hardly been worn (they grow so quickly!).