More expensive house + save less in OR cheaper house + save more - which is better long term?

InvesterJones

phillw said:

InvesterJones said:

ie you can't do much with the value, so you'd need to move out to a cheaper house to do something with any gain in value, 

If house prices are going to go up faster than where you invest your spare cash, then the gain in value will help with any house move. Not just downsizing.

The value of your house is only irrelevant if you are guaranteed to never ever move under any circumstances and don't care what happens when you die.

That's why I said it's a numbers game - if you can beat house price increases with investments then you're better off with a cheaper house now, even if you plan to buy a bigger house down the line.