Finance or loan vs 0% credit card

lemondrops69

Car_54 said:

lemondrops69 said:

You could also take out another 0% card after the first ones rate changes. If you did the above you'd have to be really strict on yourself in paying it back otherwise you'll end up on the debt free board.

With interest rates rising, galloping inflation and a recession forecast, 0% cards may be hard to find in two years' time.

True, but then again its 2 years away, who knows what the world will be like then. The OP did say they were happy to continue paying the interest on the original CC for the last year, so long as the rates dont increase, however not sure if they will increase much as a lot are around 30% already.