We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage swap or not

pameladuncan7
pameladuncan7 Posts: 1 Newbie
edited 22 August 2022 at 3:59PM in Mortgages & endowments
Hi My mortgage fixed rate is up next year in June, should I wait till then or should I break the contract now and try and find another one and and fix now???

Comments

  • Edi81
    Edi81 Posts: 1,506 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Amount outstanding?
    LTV?
    current rate?
    new rate?
    fixed term?

    there are countless posts asking the same thing and without that info it’s meaningless!
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.3K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.