Old CCJ from Motormile

suffolkfox

I have got a CCJ from July 2017 which I have discovered is from a Motormile payday loan which got me into all sorts of financial trouble. 
It is now owned by Moriarty Law.

Given that MM sought to redress their customers in 2017 (I never got that meno!), what is likely to happen if I contact Moriarty? 

I did contact Lantern, who used to be MM but they advised to contact Moriarty. 

sourcrates

Motormile finance were a debt collection firm, now renamed and rebranded as "Lantern".

They may have bought your old payday loan, they certainly did not issue it.

Lantern will still own this debt, as Moriarty are just the legal arm of Lantern, have they been in contact with you ?

I wouldn`t rock the boat unless you wish to settle this account, otherwise wait till they contact you.

fatbelly

Drops off your file next year,

I agree with sourcrates - leave it alone.

[Deleted User]

Though keep an eye out for a CCJ, if it's a decent sized debt it is worth them applying for one before the 6 years so they can enforce the debt

sourcrates

Deleted_User said:

Though keep an eye out for a CCJ, if it's a decent sized debt it is worth them applying for one before the 6 years so they can enforce the debt

Already got one farfetch.

suffolkfox

Thanks for your advice everyone. I've got another CCJ with TMLS which drops off in December so I'll let this one go too.

[Deleted User]

sourcrates said:

Deleted_User said:

Though keep an eye out for a CCJ, if it's a decent sized debt it is worth them applying for one before the 6 years so they can enforce the debt

Already got one farfetch.

Doh! Missed that, should have said keep an eye out for them trying to enforce it