Completion certificate

Yvonne65

Hi can anyone help I completed my Iva in December 2021 it's now August 2022 ..I've rang at least 6 times  and emailed to find out when will it be removed from my credit file .I'm desperate to get it removed am I been unreasonable in thinking it gone on too long and what can I do to make them hurry up .
Kind regards

Sonic101

Hi there

Information stays on your credit file for six years from the time it goes on there, so assuming the IVA ran for five years and completed in December 2021, it should fall off your credit file in December 2022. 
You haven't said what the outcome was from your phone calls and emails, did you not receive a response at all?

sourcrates

You can`t make them "hurry up".

Public information is visible for 6 years on your credit file, as above.

It will be removed on the 6th anniversary of the date your IVA started.

fatbelly

Has it been removed from the insolvency register?

https://www.insolvencydirect.bis.gov.uk/eiir/

Yvonne65

I don't know when I check my credit score it still on credit karma as active 

Yvonne65

Sonic101 said:

Hi there

Information stays on your credit file for six years from the time it goes on there, so assuming the IVA ran for five years and completed in December 2021, it should fall off your credit file in December 2022. 
You haven't said what the outcome was from your phone calls and emails, did you not receive a response at all?

I had to pay 6 years it finished  in December 2021

fatbelly

Yvonne65 said:

I don't know when I check my credit score it still on credit karma as active 

You can check - I posted the link for you. 

If the Insolvency Service register still shows as current them you need to contact your IP.

Yvonne65

Hi I can't see a link ? And thanks for helping me 

fatbelly

Let's try again then


https://www.insolvencydirect.bis.gov.uk/eiir/

Yvonne65

Hi I actually got a text today to say my uva as been closed waiting the certificate .thanks for your help .

fatbelly

It stays on the register for 3 months after it is closed, so you should still be able to see it, with a closed mark