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Car voluntary termination

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In October 2020 my partner could no longer afford her car so she decided to voluntarily terminate the finance as she was more than half way through.
This was accepted by the finance company and she was told they would collect the car as soon as possible but it would take longer than usual due to covid.
The car is still sitting sorned and un motd on my dad's drive way as despite my partner contacting them every month they have not bothered to collect.
Where do we stand here as it has nearly been two years can we sell the car to a scrap yard of we leave it on the street and report it my partner will be liable as it is still her name on the owners papers.
Any advice would be great.
Cheers
«1

Comments

  • Alderbank
    Alderbank Posts: 3,918 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Was this a PCP deal? If so the car has always been owned by the finance company and still is. It is not yours to sell.
    What paperwork does your partner have confirming the VT is completed? You don't normally get that until the car has been collected and examined for damage.
    If the car has not been accepted back yet is she maintaining it in good condition?
    Your partner should have transferred registered keeper to the finance company as soon as she stopped using it. If she is still RK she is responsible for SORN (or lack of) and if no SORN she remains responsible for tax and insurance, even on your Dad's driveway. If the car is not on public road MOT is not required.
  • TELLIT01
    TELLIT01 Posts: 18,025 Forumite
    Part of the Furniture 10,000 Posts Name Dropper PPI Party Pooper
    The OP has said that the car is SORNed and parked on a driveway.
  • born_again
    born_again Posts: 20,519 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Have the company been chased up on a regular basis? 
    Could be that someone failed to note something and it has been forgotten about. 
    Life in the slow lane
  • It's sorned and off the road, all she has is smiles saying they will get around to picking it up and excuses as to why it was taking so long, it hasn't turned a wheel since she contacted them and she was not told to sign it over until it was collected she has not been asked for or made a payment since she contacted them?
    So should she sign it back to them and then park it on the street, they are showing no interest in collecting it
  • Have the company been chased up on a regular basis? 
    Could be that someone failed to note something and it has been forgotten about. 

    Exactly this. How often have you chased the company? Phone, email, letter?
  • Aylesbury_Duck
    Aylesbury_Duck Posts: 15,707 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It's sorned and off the road, all she has is smiles saying they will get around to picking it up and excuses as to why it was taking so long, it hasn't turned a wheel since she contacted them and she was not told to sign it over until it was collected she has not been asked for or made a payment since she contacted them?
    So should she sign it back to them and then park it on the street, they are showing no interest in collecting it
    Absolutely not, unless she wants to risk liability should anything go wrong.  Apart from anything else, it almost certainly won't start, anyway.  If she hasn't been insuring it she's taken a risk that (so far) she has got away with - even though it's not being driven, it still remains at risk of theft, fire, damage or accident, for which she is responsible.

    I'm not sure what more she can practically do to get action, but just dumping it somewhere isn't the answer.
  • It's sorned and off the road, all she has is smiles saying they will get around to picking it up and excuses as to why it was taking so long, it hasn't turned a wheel since she contacted them and she was not told to sign it over until it was collected she has not been asked for or made a payment since she contacted them?
    So should she sign it back to them and then park it on the street, they are showing no interest in collecting it

    So how many times has she made contact in the past 2 years? Phone, email letter? When was the last contact made?
  • screech_78
    screech_78 Posts: 620 Forumite
    500 Posts Third Anniversary Name Dropper
    The OP has said they have contacted the company every month. 
  • Every month she has contacted them
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    But how? Has she spoken to someone? Or just emailing with no response?
    No free lunch, and no free laptop ;)
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