Lloyds loan and transfer issue

Standingstrong

I applied for £15k loan got approved and when looking again I could of topped it up to an extra £25k and they didn’t allow me? Will this change

and every time I go to transfer any money out of my accounts they always say I got to ring up to approve the transaction!!! It’s really annoying me 

[Deleted User]

It's impossible to say whether they will lend you further funds. £15k is already a large sum and they'll assess you for risk.

Standingstrong

[Deleted User] said:

It's impossible to say whether they will lend you further funds. £15k is already a large sum and they'll assess you for risk.

Oh ok not a big deal but I got annoyed with the fact I was eligible then now saying no.

and I keep having to ring up to approve transfers is anyone else having this with lloyds ? it’s driving me insane 

Nearlyold

Standingstrong said:

Deleted_User said:

It's impossible to say whether they will lend you further funds. £15k is already a large sum and they'll assess you for risk.

Oh ok not a big deal but I got annoyed with the fact I was eligible then now saying no.

and I keep having to ring up to approve transfers is anyone else having this with lloyds ? it’s driving me insane 

All banks have introduced some sort of "are you sure you want to do this?" procedure for large and/or new recipient transfers - it's a fraud protection measure.

Standingstrong

Nearlyold said:

Standingstrong said:

Oh ok not a big deal but I got annoyed with the fact I was eligible then now saying no.

and I keep having to ring up to approve transfers is anyone else having this with lloyds ? it’s driving me insane 

All banks have introduced some sort of "are you sure you want to do this?" procedure for large and/or new recipient transfers - it's a fraud protection measure.

Yeah they keep doing it to £100 , 200 , 40 , 50 

but they allows £2k to go out without ringing ?

im having to set up S/O’s to get the money out daily .