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How much do you keep in readily access savings/cash access?
Comments
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Cus said:Do premium bonds count as ready access?
Okay, let's qualify that.
Give the instruction at the weekend and the funds will arrive on Wednesday.
Give the instruction by 8:00 pm on Monday and they will arrive on Wednesday.
https://www.nsandi.com/help/manage-your-savings/make-withdrawal-from-savings#:~:text=When we get your instruction,on the following banking day.
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jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.0
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subjecttocontract said:jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.
https://www.thisismoney.co.uk/money/article-1583859/Best-savings-rates-General-savings-Internet-branch.html
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RG2015 said:Cus said:Do premium bonds count as ready access?
Okay, let's qualify that.
Give the instruction at the weekend and the funds will arrive on Wednesday.
Give the instruction by 8:00 pm on Monday and they will arrive on Wednesday.
https://www.nsandi.com/help/manage-your-savings/make-withdrawal-from-savings#:~:text=When we get your instruction,on the following banking day.0 -
subjecttocontract said:jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.
savings-accounts-best-interest0 -
RG2015 said:Cus said:Do premium bonds count as ready access?
Okay, let's qualify that.
Give the instruction at the weekend and the funds will arrive on Wednesday.
Give the instruction by 8:00 pm on Monday and they will arrive on Wednesday.
https://www.nsandi.com/help/manage-your-savings/make-withdrawal-from-savings#:~:text=When we get your instruction,on the following banking day.Providing nothing goes wrongIt's generally prudent to have a little stashed away here and there to bridge any gaps caused by withdrawal delays from any institution. Wouldn't mean the other savings couldn't be considered readily accessible.0 -
RG2015 said:subjecttocontract said:jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.
https://www.thisismoney.co.uk/money/article-1583859/Best-savings-rates-General-savings-Internet-branch.html0 -
Cus said:RG2015 said:Cus said:Do premium bonds count as ready access?
Okay, let's qualify that.
Give the instruction at the weekend and the funds will arrive on Wednesday.
Give the instruction by 8:00 pm on Monday and they will arrive on Wednesday.
https://www.nsandi.com/help/manage-your-savings/make-withdrawal-from-savings#:~:text=When we get your instruction,on the following banking day.
If you have an impending cash requirement then you can save separately for that.0 -
subjecttocontract said:RG2015 said:subjecttocontract said:jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.
https://www.thisismoney.co.uk/money/article-1583859/Best-savings-rates-General-savings-Internet-branch.html1 -
subjecttocontract said:RG2015 said:subjecttocontract said:jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.jimexbox said:subjecttocontract said:I have guaranteed income, no mortgages on my properties, no other loans and managable monthly outgoings but I am a reasonably big spender so I keep around £15K in my Santander account at 0.75%.
https://www.thisismoney.co.uk/money/article-1583859/Best-savings-rates-General-savings-Internet-branch.html1
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