Banking for small amounts self employed

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Do people normally use a business account for small self-employed payments in? I have always used my regular current account for these small payments but I am wondering if I should have a business account, even though it's only about 3k per year going in.
I just noticed in the Halifax T&Cs that it says they can close accounts if they suspect it's being used for business purposes. I have my mystery shopping fees paid in there but they are only small amounts, and I assumed it would not be a problem, but now I am not so sure. There must be a lot of people doing that sort of thing because business accounts don't seem worthwhile for these small amounts.
I just noticed in the Halifax T&Cs that it says they can close accounts if they suspect it's being used for business purposes. I have my mystery shopping fees paid in there but they are only small amounts, and I assumed it would not be a problem, but now I am not so sure. There must be a lot of people doing that sort of thing because business accounts don't seem worthwhile for these small amounts.
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I suspect the answer is people should, but most don't.