Transfer funds from workplace DC pension into a new plan to then access under ill health

EmmaG71

Hello, I’m 51 years old and have incurable Stage IV cancer and am seeking ways to extract some of my workplace DC pension without restricting the amount my employer or myself can continue to pay in over the next couple of years.  I’ve been told I have a few years to live and I’m being well paid for potentially the next 5 years, due to an excellent income protection insurance plan. 

I’ve looked at taking 25% TAX free from my current provider under their ill health provision, but this as I understand it would mean that the remaining balance gets restricted and also my employer and myself would then be limited to just £4k pa contributions, which would not be viable for me. 

I am therefore hoping for advice on whether I can transfer out some of my pension pot into an entirely new pension plan with a new provider, then using the ill health (or serious ill health) provision, take out some or all of this cash. However, the crucial thing I need to ensure is that my workplace pension contributions (which are quite substantial), can continue unaffected. Is this possible? And if so, with whom should I be looking for the new plan? Also, are there any other restrictions or implications that I should be aware of?

Many thanks in advance
Emma

EmmaG71

Please ignore as I’ve now posted this question in the correct forum of pension planning