We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Getting Quotes to Help Prioritise Work

Hi Everyone 

Newbie here! I want to ask what maybe a stupid question so please bear with me.

I bought my own home 7 years ago, for various reasons I haven’t done anything major with it since I bought it but I have a long list of stuff that I now need to do but I’m struggling what to prioritise, as so much needs to be paid for. I have some savings but I also will need to save up too. 

(Back story is I used to work we had 4 rounds of redundancy over 10 years, so I never wanted finance for the risk, and just stuck to savings. I was made redundant during Covid but got a new job in January that is lower paid but lower risk)

this is my list, it’s probably not even exhaustive

Electric car

Solar panels

Loft boarding out

New electric heating all over

Carpets all over

New electric Kitchen

My bed new mattress 

Spare bed loft bed

New dining room table & chair 

Peridot ring setting

New water pump

New electric hot water boiler?

Fitted wardrobes my room

Redecorate lounge 

Some of these things are more urgent than others, some will be more expensive than others, some will be better done in a set order. I don’t even know how to price some of them without asking people for quotes, and that seems rude to ask for a quote if I might not do that thing for the next 5 years. Other than having just restarting saving I’m not really sure where to start.

Not even really sure if my question belongs in DIY or budgeting either! 😂


Anyway, if you got this far any suggestions gratefully received!

Comments

  • plumb1_2
    plumb1_2 Posts: 4,643 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Only you can decide what your priority is
    A thankyou is payment enough .
  • Sorry, I should have structured my post better my real question is this part 

    I don’t even know how to price some of them without asking people for quotes, and that seems rude to ask for a quote if I might not do that thing for the next 5 years’

    how do you budget/prioritise for something if you don’t know how much it will cost?

    e.g. getting the loft boarded out, a set of stair ladders and a light put in. 

    I’ve no idea how much that might cost.
  • fenwick458
    fenwick458 Posts: 1,522 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    you can't really prioritise without knowing the cost, or at least an estimate of the cost.
    you could draw up some plans of what you want , make some specifications and send to contractors to ask for ball park quotes?
  • Slinky
    Slinky Posts: 11,640 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'd prioritise your list in the order of, 'if I can never afford it, what can I live without doing?', then start at the bottom of the list. 
    The mattress is probably the highest priority if your current one is bad, you spend a third of your life in bed.
    Make £2026 in 2026
    Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
    Total £217.32 10.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.