Can the council rehome

CKhalvashi

macman said:

CKhalvashi said:

The other thing that would worry me in this situation would be care costs.

From experience, those mount up fast.

He's only just retired, no mention of him requiring care in the near future.

This may be a long term commitment though, so no point not taking this into consideration.

eddddy

bravolima said:

I am looking to give him the money to buy it and have it left in back to me in his will to make sure he can continue to live there. 

Assuming your dad isn't getting a mortgage, you could lend him the money, rather than give (gift) it to him. For example, it could be an interest free loan that's repayable on his death.

You could even put a charge on the house, if you want extra security.

That way, even if he says in his will that he's leaving his entire estate to a cat's home (or to somebody he meets on the internet), you'll get your money back.

Brie

If you give him the money to buy it then it will be his house.  To live in, to sell, whatever.  And that includes being forced to sell if he needs to go into a care home.  And none of that money will come back to you, no matter what he says in his will or what his intentions are.  

It would be different if you could buy the house but I suspect you can't as you aren't the tenant so have no right to buy.

400ixl

macman said:

He's only just retired, no mention of him requiring care in the near future.

The OP says the money would be gifted on the expectation that it is left in his will. If in the future he needs care then they could take funds from the house, meaning there is nothing left to inherit.

bravolima

Thanks for the comments so far, nothing is final yet but to clear a few things up. 

He still pays full rent and c-tax due to a pension draw down (but it wasn't a load of money).  Only just retired, maybe works one day now and then, is in good health and the situation of the buying and the will is solid. We have a good relationship.  

We understand that all maintenance costs etc would be his responsibility, the house is in reasonably good condition. 

We were just worried that he may be forced to downsize as he doesn't want to move. 

Alderbank

bravolima said:

We were just worried that he may be forced to downsize as he doesn't want to move. 

Is your concern about the so-called bedroom tax?
People over pension age are exempt from it.

Keep_pedalling

They won’t force him, but in the future it may be a good option for him if for instance he developed mobility issues and could no longer manage the stairs. A smaller house would also be cheaper to rent and heat.  

bravolima

Alderbank said:

bravolima said:

We were just worried that he may be forced to downsize as he doesn't want to move. 

Is your concern about the so-called bedroom tax?
People over pension age are exempt from it.

No, the bedroom tax wasn't a concern it was the number of bedrooms that I was concerned about and if they'd make him move. Thanks. 

bravolima

Keep_pedalling said:

They won’t force him, but in the future it may be a good option for him if for instance he developed mobility issues and could no longer manage the stairs. A smaller house would also be cheaper to rent and heat.  

Thanks for the info. I think he's stuck in his ways and enjoys where he lives and does want to move. 

I can understand the views of people who talk about trying to make money from a council property but on the flip side my dad also sees it as an investment to pass on. He's not materialistic in the slightest but would like to 'pass on something' as there's nothing else to pass on. Bless him. 

Keep_pedalling

bravolima said:

Keep_pedalling said:

They won’t force him, but in the future it may be a good option for him if for instance he developed mobility issues and could no longer manage the stairs. A smaller house would also be cheaper to rent and heat.  

Thanks for the info. I think he's stuck in his ways and enjoys where he lives and does want to move. 

I can understand the views of people who talk about trying to make money from a council property but on the flip side my dad also sees it as an investment to pass on. He's not materialistic in the slightest but would like to 'pass on something' as there's nothing else to pass on. Bless him. 

My mother and step father were in a similar position, they stayed put until his health issues left him sleeping in the sitting room and his beloved garden started to run wild when they finally agreed to move to a LA bungalow in the same village.