Natwest digital regular saver - what to do after saving £1000

RG2015

solidpro said:

RG2015 said:

Fair point but it is annoying when someone boasts about things like this.

Referring to:

solidpro said (earlier):

I don't know if many of you felt the need to pay in £50 or £150 or whatever slowly, monthly and wait to accumulate the full £1000 as many people were saying you had to do when this account was first offered, but I simply dumped £1000 straight in and have been getting the full interest on it from day one...

I'd also like to apologise for this disgusting 'boast' about accidentally getting £20 out of Natwest. Boy do I go on about it. And it's about getting one over on the 'little guy' of Natwest, too. The worst of all boasts.

Thanks for clarifying this.

I know it is just semantics but I wouldn't say disgusting. Perhaps amusing or fascinating.

It does though remind me of another bank accident that happened to me. I once switched bank accounts and got a £175 switching bonus. Then two days later they paid me another £175.

This was followed by an email admitting their mistake but saying not to worry and that I could keep it.

solidpro

Ok, ok no need to boast about swindling your bank out of £155 more than I have. I think you probably should have put the £175 in an envelope and posted it back through your local branch letterbox.

RG2015

solidpro said:

Ok, ok no need to boast about swindling your bank out of £155 more than I have. I think you probably should have put the £175 in an envelope and posted it back through your local branch letterbox.

I guess we’re both just stating facts. 

[Deleted User]

No-one cares if you got £20 or not. 

The point is that now you cannot put £1000 in one day one - they will either return the overpayment or close your accounts, hence it's bad advice to suggest doing it or even talk about the fact that you got lucky on an exploit that is now closed.

solidpro

Deleted_User said:

No-one cares if you got £20 or not.

You seem to.

Daliah

solidpro said:

Daliah said:

I really don't know why you think I have lost £20. 

I can read between the lines too. You're someone who exploits loopholes. Someone who reads between the lines. But never a rule breaker. Those rules about closing all of your accounts and repeatedly doing something once must *never* be broken. Those rules you've made up in your head. You're a wheeler dealer and losing £20 is going to be painful even if you can't admit it here. I'm sympathetic. Don't worry, your secret is safe with me.

For the second and final time: I have not lost £20. Please stop making things up about me.

[Deleted User]

solidpro said:

Deleted_User said:

No-one cares if you got £20 or not.

You seem to.

I care that you're giving out false and potentially damaging information

george4064

Once I hit £1k I stopped my monthly contributions and just withdraw the interest whenever I am bothered to.

veryintrigued

Most entertaining thread on here for ages

Thank you

solidpro

Deleted_User said:

I care that you're giving out false and potentially damaging information

Potentially damaging to anyone with a time machine.

If you feel like going back in time and 

Deleted_User said:

put £1000 in one day one

Then don't do it because 

Deleted_User said:

they will either return the overpayment or close your accounts, 

even though I did it and they didn't close my 2 savings accounts, my current account and my mortgage over £20 'overpayment'.

Watch your backs people. I know, I know Doc Brown used time travel to remember to wear a bullet proof vest but when it comes to banking - just leave things as they are / were.