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Is indemnity insurance what I am looking for? According to google it's something else.
confused_landlord
Posts: 129
Forumite
So, I am selling my property. Some internal walls were removed etc and other works (garage conversion) carried out which do not have Building control permit. The buyer is aware of this. I am looking for an insurance to cover me in case the seller is forced by the council to change things back etc.
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Comments
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Yes, that would be indemnity insurance. But (a) is the buyer actually bothered and (b) why are you trying to find the insurance rather than your (or the buyer's) solicitor?
ETA the insurance isn't for you after you've sold, it's for whoever is the owner at the time the council takes enforcement action i.e. the buyer and their successors. So you only get it if the buyer insists.1 -
If you google building regulations indemnity insurance you'll probably find more details.
But as above, if it's required, it's something that a solicitor would arrange - not you.
How long ago was the building work done?
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You don't need to indemnify yourself it would be fpr the buyer if the council wanted to take action. How long ago was the work carried out?1
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You can get a quote from GCS Title link below, select BR for the insurance type. You can't buy it yourself. If it was done over 12 months ago no enforcement action can be taken anyway.confused_landlord said:So, I am selling my property. Some internal walls were removed etc and other works (garage conversion) carried out which do not have Building control permit. The buyer is aware of this. I am looking for an insurance to cover me in case the seller is forced by the council to change things back etc.
https://gcs-title.co.uk/
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