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Should I be pestering?
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Tell the estate agent you're going to go elsewhere for your mortgage yourself and start that process. That will likely get the estate agent's !!!!!! in gear and if not, you're moving ahead anyway.0
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We are in the process of selling our house. The buyer like you went through the house broker. The survey was done last Thursday and the mortgage offer was issued on Tuesday of this week. I did say to the EA this was very quick and they said they were on the phone everyday chasing it up.MikeL93 said:I am a first time buyer and I had an offer accepted on a house on 13th June whilst I was on holiday. On 20th June I went into the estate agents to speak to their mortgage advisor, he found me different mortgage deals and I decided there and then what deal I would go for. I had all my paperwork ready such as proof of deposit, bank statements, ID etc to make sure the process wasn't slowed down. I was told by the mortgage advisor I would hear back about the mortgage in 10 working days to 3 weeks. It has now been over 6 weeks and I am still waiting for the mortgage underwriter to approve the mortgage. The survey on the property has been done but every time I speak to the people from the estate agents who are supposed to be assisting me all they keep saying is "the underwriters are busy." I have been very patient up to now but I am starting to get frustrated that it is taking this long. Should I now start pestering to get an answer? At the moment I have only got in contact every 1 or 2 weeks but now I am thinking I just need to be contacting them every day.
Also I understand the buyer is self employed.0
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