One Call "Gold" Breakdown cover - worth it?

What_time_is_it

I've been offered breakdown cover through my insurer - One Call. But is it any good?

The cost is £30 for the year and it includes:
 Home start.  Recovery.  Roadside assistance.  Unlimited call outs.  Wheel changes (subject to you having a serviceable spare tyre and wheel and are able to provide a manufacturer’s key to remove any locking wheel nuts).  Nearest destination service.  Any insured driver who is using your vehicle, provided they have received permission from you first.  Cars, vans and motorcycles.  No call out excess.  Recovery to a garage where your breakdown is within a 0.5 mile radius of your home address, up to a maximum distance of 15 miles.

Excludes:
 Labour charges in excess of one hour.  The cost of replacement parts or materials used in the repair.  Storage charges incurred as a result of the breakdown.  Vehicles immersed in mud, snow, sand or water; or any fault arising from these.  Any campervan or any other vehicle modified to provide living accommodation.  Putting incorrect fuel in your vehicle. 

Restrictions:
 When attending an incident and there is a pet on board, there may be extended wait times.  Cover only applies to cars, vans and motorcycles up to 3.5 tonnes and excludes any vehicle with living accommodation.  The maximum payable for any claim from any one breakdown is £500.00.

Is that comparable with RAC/AA Roadside plans?

facade

For £30 a year?

Seems a very good deal.

Check the teenie weenie small print that you aren't signing up to renew for 400 years at "full price" of £789  after the "introductory discount"

Bigwheels1111

Looks like a good price, are they any good ?.

You will only find that out when you need to call them out.

Coming with your insurance I would assume they are ok.

The only bit I would question is, The maximum payable for any claim from any one breakdown is £500.00.

If you live in Scotland but breakdown in London how far will the £500 take you.

Read this

https://www.moneysavingexpert.com/insurance/breakdown-cover/

Get quote,

https://www.comparebreakdowncover.co.uk/moneysavingexpert.aspx?a_aid=MSE&a_cid=409d9f04&utm_source=mse&utm_medium=affiliate&utm_campaign=mse08-promo-code

oldagetraveller1

I have their basic breakdown cover included "free" with my Classic Car policy.

I can't find who it is provided by and I've never had to use it. Not sure if I would want to. It might be perfectly fine but I would use my R.A.C. Personal Cover if it became necessary.

What_time_is_it

Thanks everyone.
I've now got a quote with an insurance company underwritten by Aegas than also includes RAC homestart for pretty much the same price as the OneCall quote I had. I think I'll go with that as it gives me a bit more reassurance that it's with RAC, and it's cheaper than joining RAC and getting insurance separately.

[Deleted User]

Read up on the One Call company, do plenty of due diligence.
Read all the small print, on everything, and familiarise yourself with all the Accident Management/handling Companies that they use.
Cheap - yes.
Good - no.