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Credit card
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32Bunny29
Posts: 2 Newbie
Hi
is there a CC company that will give my (not working) wife a credit card using my DWP & private pension income on her behalf, this is so she can build up her credit viability.
is there a CC company that will give my (not working) wife a credit card using my DWP & private pension income on her behalf, this is so she can build up her credit viability.
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Does she have a bank account in her own name? Applying via her bank may help. Otherwise she might be looking at one of those really bad APR cards. Which doesn't matter if it gets cleared in full each month meaning no interest is every charged.
Other avenue may be a mobile phone contract?I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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It's unlikely someone who isn't working will get a credit card because lenders won't take the risk of not getting repaid (and they have to follow responsible lending rules). Probably safer to start with something like a SIM only mobile deal and build from there. Maybe she can get a job or income stream then think about it
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