Trying to get the balance right…

elantan

It's frustrating when we spend more than planned, atleast though your husband will be safe in the sun, you cant put a price on that, well you can and it ain't cheap but sun safety is vital. 

Hope the gas and electricity isnt too expensive 

Moralpanic

FlacosFloozie said:

Hi Moralpanic and happy new diary!

I agree with having a bit of room for fun in the budget. When I was on my DFW journey I found that restricting too much made me fall off the wagon and overspend big time. Allowing a small amount of treat money helped me stay on track and pay things off faster.

I feel I should investigate Vinted. I don't tend to spend much on clothes but it does seem like there's some real bargains out there.

We’ve fallen off the wagon so many times.  We’ve been finding that having our own personal spends rather than joint pot is beneficial too.  I’ve spent much less than I usually would and husband is saving his for a ‘lad’s weekend’.  They’re all middle aged and will go to board game cafes all weekend 😂

FlacosFloozie

I'm also middle aged and love boardgames so sound like a great weekend to me

savingholmes

I am too competitive to enjoy most board games as I rarely win

LadyWithAPlan

Sorry to read your 'friend' is closed minded or just not educated. sounds like your budget is balanced 

Moralpanic

savingholmes said:

I am too competitive to enjoy most board games as I rarely win

My mum has stopped me and my brother playing any games together, unless we are on the same teams,  as we are too competitive.  

This ban didn’t happen until we’d both left home for many years.  Apparently we’ve got worse as we got older.  LadyWithAPlan said:

Sorry to read your 'friend' is closed minded or just not educated. sounds like your budget is balanced 

I gave them a chance to step back from the offensive comment but they doubled down on it so that’s that.  It might seem petty to others but I stand by principles.  I have no problems with the different opinions but not expressed in a hateful way.  

Spent no money today apart from printer ink.  My course is all online and I hate reading the screen so I wastefully print a lot of things out.  I’m also having a bit of a wobble about my course so I don’t know what to do.   

81p gone into savings from the bank account ‘save the change’ thing.  

savingholmes

What's your concern about your course?

LadyWithAPlan

Moralpanic said:

savingholmes said:

I am too competitive to enjoy most board games as I rarely win

My mum has stopped me and my brother playing any games together, unless we are on the same teams,  as we are too competitive.  

This ban didn’t happen until we’d both left home for many years.  Apparently we’ve got worse as we got older.  LadyWithAPlan said:

Sorry to read your 'friend' is closed minded or just not educated. sounds like your budget is balanced 

I gave them a chance to step back from the offensive comment but they doubled down on it so that’s that.  It might seem petty to others but I stand by principles.  I have no problems with the different opinions but not expressed in a hateful way.  

Some people have a real issue with saying they are wrong, and it is often worse if they are drunk

Moralpanic

savingholmes said:

What's your concern about your course?

I’m just wondering if the effort is worth it?  I enjoy it for the main part. I don’t even mind the assignments.  It’s a part time post grad masters which I fit in around work. It won’t actually progress me professionally unless I go into academia, but then that will mean a doctorate because I wouldn’t teach in schools.  

I think I would be better finding a full time job and just keeping a lay person interest in the subject.  If I continue to December I can get a post grad certificate so I might stop then and recalibrate.  LadyWithAPlan said:

Moralpanic said:

savingholmes said:

I am too competitive to enjoy most board games as I rarely win

My mum has stopped me and my brother playing any games together, unless we are on the same teams,  as we are too competitive.  

This ban didn’t happen until we’d both left home for many years.  Apparently we’ve got worse as we got older.  LadyWithAPlan said:

Sorry to read your 'friend' is closed minded or just not educated. sounds like your budget is balanced 

I gave them a chance to step back from the offensive comment but they doubled down on it so that’s that.  It might seem petty to others but I stand by principles.  I have no problems with the different opinions but not expressed in a hateful way.  

Some people have a real issue with saying they are wrong, and it is often worse if they are drunk

I don’t think he’d ever admit it.  I’ll be honest with you and made an excuse not to go and just said maybe another time but I don’t think I will.  

Moralpanic

No money saving this week.  Lots of little things have cropped up but I’m taking it as a learning experience for the proper budgeting starting when we’re back on the 20th.