We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Awesome August's NSD Challenge!

18911131427

Comments

  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    I really didn't think I'd get through today without spending money - I've made it until 14:08 and now remembered I promised my DD a trip to her favourite place, Sainsbury's  :D

    I did escape yesterday unscathed though, so, #5/15 for me....


    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    CMD79 said:
    I really didn't think I'd get through today without spending money - I've made it until 14:08 and now remembered I promised my DD a trip to her favourite place, Sainsbury's  :D

    I did escape yesterday unscathed though, so, #5/15 for me....


    I just found I had £6.00 in Clubcard vouchers! So I'll be treating DD in Tescos, her second favourite place!

    So, here's a Q.... If I'm spending a voucher rather than cash, does that count for a NSD, or not??
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • NSD for me today please :sunglasses:

    Thank you! 
    Debt free November 2022 


  • CMD79 said:
    CMD79 said:
    I really didn't think I'd get through today without spending money - I've made it until 14:08 and now remembered I promised my DD a trip to her favourite place, Sainsbury's  :D

    I did escape yesterday unscathed though, so, #5/15 for me....


    I just found I had £6.00 in Clubcard vouchers! So I'll be treating DD in Tescos, her second favourite place!

    So, here's a Q.... If I'm spending a voucher rather than cash, does that count for a NSD, or not??
    I think if you're spending vouchers or loyalty points or anything it still counts as a NSD. I would count it at least!
    Debt free November 2022 


  • cathybird
    cathybird Posts: 16,029 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 12 August 2022 at 10:22PM
    August

    Off to a start = image
    5 days = image

    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    August targets
    Adeley 8/10 imageimage beanielou 10/15 imageimageimage bekah89 5/15 imageimage cathybird 8/15 imageimage CMD79 6/15 imageimage Crazycatlady2 8/15 imageimage GeorgianaCavendish 7/10 imageimage Honeysucklelou2 10 jammy dodger 9/15 imageimage Keedie 2/10 image LittleMissDetermined 8/10 imageimage QueenJess 1/12 image Saver-upper 4/10 image short bird 6/15 imageimage sunshine raincloud 3/8 image Tahlullah.H 7/15 imageimage
    Newcomers welcome :)
  • cathybird
    cathybird Posts: 16,029 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    @CMD79 I agree with sunshine raincloud, I wouldn't count something bought with vouchers. :)
  • CMD79
    CMD79 Posts: 751 Forumite
    500 Posts Second Anniversary Name Dropper
    Great, thanks both! I'm on 6/15 then! :smiley:
    November 2023

    I'm always in it, it's only the depth that varies....

    Current debt: £10,806.75
    Debt free date April 2025 (though expecting this to come forward)


  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    cathybird said:
    Defo not one for me today after new brake pads and a couple of new tyres image Oh well needs must! image
    Ouch   i  always   find   car  bills  painful   even  if  it  is  wear  n  tear  stuff   at  least  its  outta  the   way  cathybird  
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    9/15  for  me  today  cathybird 
  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    day 6 today...

    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.