Best savings account with quick access

[Deleted User]

I have approximately £14000 to deposit in a savings account, it won't be added to. Can anyone advise on a good account with 30 days access 

Olinda99

You could investigate Zopa

refluxer

If you want an account from which you need to give 30 days notice to make a withdrawal, then the best option is currently Zopa @ 1.65% (actually 31 days notice) but, with reports of Virgin's M Plus Saver increasing to 1.71% this morning, you could do slightly better there and that would be instant access - you'd need to open a current account with them to get that, though.

Note that there's a BoE meeting on Thursday next week, where a further interest rate rise is expected.

MSE's notice account top table is here... https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/#notice

where_are_we

Open a Virgin Money M Plus current account and get 2% on £1000. If you have a current account donor account with 2 direct debits you can earn a switch bonus of 20,000 Virgin Points. It has a linked M Plus Saver account now paying 1.71% on up to £25,000. It is instant access.

jimjames

As above Virgin money

Millyonare

Nationwide 5.00% + £125 switch = £1,500
Virgin CA 2.00% = £1,000
Virgin M Saver 1.71% = £11,500

Total interest over 12 months = £417 / 3%

eskbanker

Millyonare said:

Nationwide 5.00% + £125 switch = £1,500
Virgin CA 2.00% = £1,000
Virgin M Saver 1.71% = £11,500

Total interest over 12 months = £417 / 3%

Total interest = £292 / 2.08%
Total return, including (non-taxable) switching bonus = £417 / 3%

If you're going to include switching bonuses, then it would obviously be possible to increase earnings significantly further by taking advantage of multiple offers, although in each case (including Nationwide) this is subject to conditions and credit status....

jaypers

Virgin Money is the best at the moment for Easy Access - 1.71% on the linked savings a/c to the M+ Current a/c up to £25k and the Current a/c pays 2.02% up to £1k balance.