CCJ questions I need answering please

ferry Posts: 1,989
Name Dropper First Post First Anniversary
edited 22 July 2022 at 7:22PM in Credit file & ratings

Just curious , I understand a CCJ stays on a credit file or a maximum of 6 years then falls off.

If the CCJ is still not then paid off at the 6 year stage is it still accessible to view by potential lenders/creditors ?

Also, if I am say, applying for a loan or a mortgage do I need to still declare it or declare I am still paying toward it even if it has dropped off my credit file?


Thank you



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