We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Tenant in arrears with no deposit and no guarantor

24

Comments

  • DE_612183
    DE_612183 Posts: 4,057 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    is the £800 missed a previous months payment ( which month ) - has she paid subsequent months but not just the arrears?
  • BlueC
    BlueC Posts: 734 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    DE_612183 said:
    is the £800 missed a previous months payment ( which month ) - has she paid subsequent months but not just the arrears?

    £800 was missed. 3 month plan agreed. Paid back £200 in first month but only normal rent in month 2. So not fallen deeper into arrears but not met the repayment plan agreed.
  • Ath_Wat
    Ath_Wat Posts: 1,504 Forumite
    1,000 Posts Name Dropper
    You've bought this as an ongoing business, and are paying an agent to handle it as presumably you don't feel you know enough to do so.  I am not sure why you are trying to second guess the agent.

    (As you requested we don't talk about how you ended up in this situation, I won't.)
  • TBagpuss
    TBagpuss Posts: 11,237 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 22 July 2022 at 2:25PM
    I don't see that a reference at this stage would be of much help.

    You could however issue the s8/s21 but then agree to withdraw it if / when  she clears the arrears, provided that she provides a deposit
    All posts are my personal opinion, not formal advice Always get proper, professional advice (particularly about anything legal!)
  • BlueC
    BlueC Posts: 734 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Ath_Wat said:
    You've bought this as an ongoing business, and are paying an agent to handle it as presumably you don't feel you know enough to do so.  I am not sure why you are trying to second guess the agent.

    (As you requested we don't talk about how you ended up in this situation, I won't.)

    Thanks. Not really trying to second guess the agent just thought I'd ask other opinions more for my own benefit as a thought exercise.
  • BlueC
    BlueC Posts: 734 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    TBagpuss said:
    I don't see that a reference at this stage would be of much help.

    You could however issue the s8/s21 but then agree to withdraw it if / when  she clears the arrears, provided that she provides a deposit

    That's an interesting idea. Anyone any comment on it? It feels a bit like it could be perceived as blackmail!
  • babyblade41
    babyblade41 Posts: 3,965 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    BlueC said:
    TBagpuss said:
    I don't see that a reference at this stage would be of much help.

    You could however issue the s8/s21 but then agree to withdraw it if / when  she clears the arrears, provided that she provides a deposit

    That's an interesting idea. Anyone any comment on it? It feels a bit like it could be perceived as blackmail!
    It will focus their mind on the most important thing ...a roof over their head 
  • theartfullodger
    theartfullodger Posts: 15,779 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Serve s8g10 (? And 11 ?) TODAY and verbally explain "intentionally homeless" to tenant.  Supply no reference or only a full honest one.

    If unaware of implications of "intentionally homeless" meaning, get educated asap
  • turnitround
    turnitround Posts: 715 Forumite
    500 Posts Second Anniversary Name Dropper
    How long has the tenant been living in the property? If there is no deposit/reference or guarantor then I would be questioning if the agent/previous landlord has done everything else  correctly or you may find the tenant getting further into arrears and you having a heck of a job to get the property back.
  • theartfullodger
    theartfullodger Posts: 15,779 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    As you are not original landlord, have you served notice(s) compliant with S48 and s3?  If not...

    - no rent due anyway so no arrears at all (until served) - S48....
    - possible fines and criminal offence (s3).

    Have served them please?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.