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What should we do? - mortgage due to expire
Comments
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hpsauce86 said:@K_S just spoke to NatWest and you are quite right! We can extend it for a week or 4 weeks after the 8th August. Huge relief!Now next question 😅 - should we tell the vendor or keep our cards close to our chest? We want her to keep pushing it through as it’s been stalemate for months and months, and we are almost there (I’m not convinced we will even need the extension but we’ll get it for added cushion). I don’t want her to relax about it just yet!
Your solicitor is liaising with the vendor's solicitor, so they are very likely to discuss mortgage expiry dates with them anyway, as your solicitor will have a written copy of your mortgage offer. Both solicitors will be aware that any exchange and completion dates will need to align with when the work is finished and the expiry date of the mortgage offer. The vendor may continue to push but since the solicitors will be aware of when the offer expires, it won't have much impact.0 -
Neither solicitor are aware we can extend the offer. We only just found out. We don’t have to tell our solicitor yet, and probably won’t until we have it in hand.Tiglet2 said:hpsauce86 said:@K_S just spoke to NatWest and you are quite right! We can extend it for a week or 4 weeks after the 8th August. Huge relief!Now next question 😅 - should we tell the vendor or keep our cards close to our chest? We want her to keep pushing it through as it’s been stalemate for months and months, and we are almost there (I’m not convinced we will even need the extension but we’ll get it for added cushion). I don’t want her to relax about it just yet!
Your solicitor is liaising with the vendor's solicitor, so they are very likely to discuss mortgage expiry dates with them anyway, as your solicitor will have a written copy of your mortgage offer. Both solicitors will be aware that any exchange and completion dates will need to align with when the work is finished and the expiry date of the mortgage offer. The vendor may continue to push but since the solicitors will be aware of when the offer expires, it won't have much impact.0 -
hpsauce86 said:
Neither solicitor are aware we can extend the offer. We only just found out. We don’t have to tell our solicitor yet, and probably won’t until we have it in hand.Tiglet2 said:hpsauce86 said:@K_S just spoke to NatWest and you are quite right! We can extend it for a week or 4 weeks after the 8th August. Huge relief!Now next question 😅 - should we tell the vendor or keep our cards close to our chest? We want her to keep pushing it through as it’s been stalemate for months and months, and we are almost there (I’m not convinced we will even need the extension but we’ll get it for added cushion). I don’t want her to relax about it just yet!
Your solicitor is liaising with the vendor's solicitor, so they are very likely to discuss mortgage expiry dates with them anyway, as your solicitor will have a written copy of your mortgage offer. Both solicitors will be aware that any exchange and completion dates will need to align with when the work is finished and the expiry date of the mortgage offer. The vendor may continue to push but since the solicitors will be aware of when the offer expires, it won't have much impact.
They know your offer expires on 7th September, not end of August. Solicitors are very aware that offers can be extended and it is unlikely they haven't dealt with your lender before.0 -
Our solicitor knows when it expires, the vendors solicitor absolutely doesn’t.Tiglet2 said:hpsauce86 said:
Neither solicitor are aware we can extend the offer. We only just found out. We don’t have to tell our solicitor yet, and probably won’t until we have it in hand.Tiglet2 said:hpsauce86 said:@K_S just spoke to NatWest and you are quite right! We can extend it for a week or 4 weeks after the 8th August. Huge relief!Now next question 😅 - should we tell the vendor or keep our cards close to our chest? We want her to keep pushing it through as it’s been stalemate for months and months, and we are almost there (I’m not convinced we will even need the extension but we’ll get it for added cushion). I don’t want her to relax about it just yet!
Your solicitor is liaising with the vendor's solicitor, so they are very likely to discuss mortgage expiry dates with them anyway, as your solicitor will have a written copy of your mortgage offer. Both solicitors will be aware that any exchange and completion dates will need to align with when the work is finished and the expiry date of the mortgage offer. The vendor may continue to push but since the solicitors will be aware of when the offer expires, it won't have much impact.
They know your offer expires on 7th September, not end of August. Solicitors are very aware that offers can be extended and it is unlikely they haven't dealt with your lender before.0
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