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GAP and LMG, can we become mortgage free?
Comments
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We'll get you addicted to OPs yet GAP. Better yet - ask LG to match your £1 - sorted.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281 -
😂 good planbeanielou said:Happy shiny new diary
Pay another quid & you can say that you are in the £173'sMortgage at 12/07/2022 = £175,000
Mortgage at 31/03/2026 = £154,976.87
300 256 payments to go.House buyout fund £26517.34/£36,000
2 -
I became debt free the first time around by joining the PAD thread. Was so addictive!savingholmes said:We'll get you addicted to OPs yet GAP. Better yet - ask LG to match your £1 - sorted.Mortgage at 12/07/2022 = £175,000
Mortgage at 31/03/2026 = £154,976.87
300 256 payments to go.House buyout fund £26517.34/£36,000
1 -
No reason why you can't do that again and apply it to your OPs account.girlatplay said:
I became debt free the first time around by joining the PAD thread. Was so addictive!savingholmes said:We'll get you addicted to OPs yet GAP. Better yet - ask LG to match your £1 - sorted.2 -
Think I might.joedenise said:
No reason why you can't do that again and apply it to your OPs account.girlatplay said:
I became debt free the first time around by joining the PAD thread. Was so addictive!savingholmes said:We'll get you addicted to OPs yet GAP. Better yet - ask LG to match your £1 - sorted.Mortgage at 12/07/2022 = £175,000
Mortgage at 31/03/2026 = £154,976.87
300 256 payments to go.House buyout fund £26517.34/£36,000
2 -
I just remembered I had £2 in my P@yp@l account. I've cashed that out and transferred it to the BOF account.
Total OP today = £12.Mortgage at 12/07/2022 = £175,000
Mortgage at 31/03/2026 = £154,976.87
300 256 payments to go.House buyout fund £26517.34/£36,000
2 -
Great start to your MN fund!!Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281 -
Today I spent a little bit of money on garden bits, not a huge amount, just a bit to make it look nicer. It's already ok but the grass needs a good feed and there's a bit that needs some more stones.
Managed a small OP = £1Mortgage at 12/07/2022 = £175,000
Mortgage at 31/03/2026 = £154,976.87
300 256 payments to go.House buyout fund £26517.34/£36,000
1 -
They all help!
2 -
It's little things like that - that help make it feel more like home.Achieve FIRE/Mortgage Neutrality
1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 20281
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