Paying into child's ISA when they have turned 18

mramra

My son has had a Junior ISA with Hargreaves Lansdown for several years and I have paid a sum into this each month via direct debit. He recently turned 18 and the JISA has been converted to an adult ISA. As a result, H-L have advise that my direct debit will be cancelled as only my son can pay into his ISA now he is 18.

I would like to continue paying into his ISA but it seems this isn't possible by direct debit with H-L. Is this standard or are there ISA providers who allow direct debits to be set up from another account other than the holder?

xylophone

https://www.hl.co.uk/help/adding-and-withdrawing-money/adding-money/adding-money/can-someone-else-make-a-payment-on-my-behalf

Otherwise, simply make a transfer of the sum in question to your son's bank account - he can then arrange a new DD with HL.

mramra

Thanks xylophone. The method in the link involves a postal application for each payment so wouldn't be practical. Your second suggestion is my fall-back if  providers don't allow third party contributions as a rule. But I'd prefer to set up a direct debit from my account if it can be done elsewhere.

xylophone

Consider a once a year contribution?