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Worried about fraud - Argos Letter
sonstream
Posts: 133 Forumite
Hi I recently had a letter from Argos telling me to contact a credit reference agency about a loan or something. (thought it was spam at the time so dismissed it) Has anyone else had a letter from Argos mentioning something similar?
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Comments
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I'd check your credit files for all 3 CRAs - Experian, Equifax and TransUnion. It's a good idea to do this regularly anyway, but especially over the next few months just in case something funny is going on. In any case, make sure to check the actual data (not the score/rating) and make sure all your accounts are there. Additionally, there shouldn't be anything you don't recognise. If there is a fraudulent Argos account on your file, then you need to report it to Argos and Action Fraud and get it removed.
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Companies usually do this when you have been turned down for credit.
I agree you should check your credit files and see if any applications for credit have been made in your name.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Yeah I've got access was more interested if anyone else had the letter to copy in the wording I was looking for as I threw mine away!PRAISETHESUN said:I'd check your credit files for all 3 CRAs - Experian, Equifax and TransUnion. It's a good idea to do this regularly anyway, but especially over the next few months just in case something funny is going on. In any case, make sure to check the actual data (not the score/rating) and make sure all your accounts are there. Additionally, there shouldn't be anything you don't recognise. If there is a fraudulent Argos account on your file, then you need to report it to Argos and Action Fraud and get it removed.0
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