We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Direct Debit increase x 25 times illegally

Pammyj
Pammyj Posts: 1 Newbie
Eighth Anniversary Combo Breaker
I have had my small business account direct debit for electric from Scottish Power increased from £69 per month to £1754.10 from 23 rd May this year !!! It was realised on 20th June by myself and I immediately called Scottish Power who said that they could do nothing about it until I had taken a further meter reading - I did this the same day and sent it in , I was at the same time told that they cannot refund money for eight days after receiving the reading . After waiting a couple of days not feeling happy about this I went online to check things and saw that the account with them was now £4300 in credit !!! on 21st June after I had had my previous call with them they took a further £1754.10 - I already was in credit with them for over £800 . i called again and  asked to speak to a manager !! person working from home no chance but he did contact him and I was told that I had to go to the bank and state that I was claiming the refund on an Indemnity claim or wait a further 8-10 days for a refund ! All this time I am on overdraft charges let alone the hours waiting on the phone and the stress of it all . I chased this again yesterday and had the most rude man who just did not grasp what had happened until I threatened him with theft and legal action, he then contacted the manager and came back with his tail between his legs saying that the refund is being processed and should be with me by 15th July latest so I am still waiting - nothing up to now today ( 13th ) . 
My reason to contact you is a) let you know what these companies are doing. b) should i cancel my D/D , the bank advised not to but !!  c) can I claim compensation for my calls , time wasted - hours !! and stress involved ? Many thanks

Comments

  • Robin9
    Robin9 Posts: 13,062 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 13 July 2022 at 2:33PM
    Can you confirm that as at end April you were £800 in credit -  ie apprx 12 x the DD you were paying.

    What is your actual annual consumption please ?  Are you in or out of contract ?


    (My contract with another supplier has S/c of over £2 / day so 369 would barely buy me a handful of units)
    Never pay on an estimated bill. Always read and understand your bill
  • Farway
    Farway Posts: 15,350 Forumite
    Part of the Furniture 10,000 Posts Homepage Hero Name Dropper
    Pammyj said:

    My reason to contact you is a) let you know what these companies are doing. b) should i cancel my D/D , the bank advised not to but !!  c) can I claim compensation for my calls , time wasted - hours !! and stress involved ? Many thanks

    The bank was right, don't cancel the DD however justified you may feel. Doing so may result in a reject payment debit from SP.
    No human is involved, and it does not take long for robots to rubbish your credit file

    When an eel bites your bum, that's a Moray
  • diystarter7
    diystarter7 Posts: 5,202 Forumite
    1,000 Posts First Anniversary Name Dropper
    Op, claim compo.
  • k_man
    k_man Posts: 1,636 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Op, claim compo.
    If the direct debit is indeed for an incorrect value.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.