Hit and run while at red light

Car_54

onashoestring said:

You should report it to the police and your insurer within 24 hours regardless of whether you plan to make a claim. 

For the other driver - Failing to stop after an accident is a serious offence that can attract penalty points as well as a financial penalty. 

It is likely that the registered owner of the vehicle will receive an NIP (Notice of Intended Prosecution)from the police . If they Fail to provide details of the driver within 28 days of receipt of an NIP it can lead to arrest .

Really? In what parallel universe?
It would lead to prosecution, and at worst a fine and 6 points. 

wongataa

dogshome said:

registered owner of the transit

There is no such thing as a registered owner of a vehicle in the UK.  Vehicles have owners but that information is not recorded by any authority.

ampersand

olgadapolga said:

dogshome said:

Long time since I had to do this, but contact the DVLA .

For a small fee if you have reasonable cause, they will give you the name & address of the registered owner of the transit

Registered keeper who may not necessarily be the owner of the vehicle.

....nor the driver!
#
That will be important, too.
' The offence of careless or inconsiderate driving is another absolute offence created by the RTA 1988, s 3. The offence is committed if a defendant drives on a 'road' or other public place without 'due care and attention' or without 'reasonable consideration'.

grandadgolfer

[Deleted User] said:

grandadgolfer said:

Sandtree said:

grandadgolfer said:

shiraz99 said:

Worth doing a vehicle check to see what the tax and mot status of the van is - https://vehicleenquiry.service.gov.uk, chances are if not taxed then it won't be insured either. Also use askmid.com to check to check for insurance details.

This should be the first thing you do

Again... why pay for something that your insurer will do for free?

To check a third party vehicle for insurance you legally have to use https://www.askmid.com/askmidenquiry.aspx which comes with a cost of £10. Most will say to breach data protection rules and use https://ownvehicle.askmid.com despite you having to declare its your vehicle (the clue is in the url) however this only shows if some insurance exists today... the paid search and the one your insurer will do for free will show if there was insurance on the day of the accident and give the insurer and policy number so you can actually do something with it. 

https://ownvehicle.askmid.com/#         well i think most people have breached data protection me included,and if showing no insurance/mot etc a good chance there will be no record of the who the current owner is

There is no record anywhere of who owns a vehicle.

Sorry ......registered keeper

Robbo66

you could make a claim with the Motor Insurance Bureau, it is a bit of a P I T A but worth it as as you are not claiming against your own insurance. Give them a call and see if you meet the criteria for a claim. https://www.mib.org.uk/making-a-claim/

shiraz99

Sandtree said:

grandadgolfer said:

shiraz99 said:

Worth doing a vehicle check to see what the tax and mot status of the van is - https://vehicleenquiry.service.gov.uk, chances are if not taxed then it won't be insured either. Also use askmid.com to check to check for insurance details.

This should be the first thing you do

Again... why pay for something that your insurer will do for free?

To check a third party vehicle for insurance you legally have to use https://www.askmid.com/askmidenquiry.aspx which comes with a cost of £10. Most will say to breach data protection rules and use https://ownvehicle.askmid.com despite you having to declare its your vehicle (the clue is in the url) however this only shows if some insurance exists today... the paid search and the one your insurer will do for free will show if there was insurance on the day of the accident and give the insurer and policy number so you can actually do something with it. 

Because you'll know where you stand from the outset. For example, if there's no TP insurance then you'll likely have to pay excess and lose NCB if you make a claim. Also, you're won't necessarily have to pay - the gov site is free and using the askmid app used to be.

shiraz99

Sandtree said:

shiraz99 said:

Sandtree said:

grandadgolfer said:

shiraz99 said:

Worth doing a vehicle check to see what the tax and mot status of the van is - https://vehicleenquiry.service.gov.uk, chances are if not taxed then it won't be insured either. Also use askmid.com to check to check for insurance details.

This should be the first thing you do

Again... why pay for something that your insurer will do for free?

To check a third party vehicle for insurance you legally have to use https://www.askmid.com/askmidenquiry.aspx which comes with a cost of £10. Most will say to breach data protection rules and use https://ownvehicle.askmid.com despite you having to declare its your vehicle (the clue is in the url) however this only shows if some insurance exists today... the paid search and the one your insurer will do for free will show if there was insurance on the day of the accident and give the insurer and policy number so you can actually do something with it. 

Because you'll know where you stand from the outset. For example, if there's no TP insurance then you'll likely have to pay excess and lose NCB if you make a claim. Also, you're won't necessarily have to pay - the gov site is free and using the askmid app used to be.

Depending on if you are advocating breaching the DPA and using the Own Vehicle check or saying to pay the £10 to use the Third Party check then the results can be misleading given Own Vehicle gives the results as of today not as at the time of the accident. Get plenty of hit and runs that immediately after the accident buy insurance hoping to claim the accident coincidently happened just after the purchase. 

AskMID has only ever been free for checking your own vehicle, people are just happy to breach the DPA and use it to check other peoples vehicles (and then complain on here that the DVLA breach the DPA by giving registered keeper details to parking companies)

You are legally obliged to tell your insurers about the incident and most at that point could do a MID check and may be willing to provide the details to you

Incorrect. The MIB brought out a free service called 'askMID Roadside' which allowed you check the insurance details of the other party.

cpheonix

Thank you all for your responses, much appreciated.

I took it to the garage to get it checked out and it is just the bumper skin that needs replacing, as I thought. The part and labour would be under the excess of my insurance. I had a look at the Motor Insurers Bureau and they can't help if fully comp, which I am. 

My partner and 5 year old had slight whiplash - hurt at the time but fine the next day and A&E checked them out just in case. So overall not a major accident but I'm still angry. 

I'm not sure knowing who they are exactly and whether they are insured would help me right now (even though I am tempted). But I did look up their number plate on the dvla site (it's free) and the description of the vehicle was the right one, with the Tax and MOT up to date. 

I suppose I just want them to know that I know (if that makes sense), so was curious what would happen to my police report, if anything.

Ditzy_Mitzy

cpheonix said:

Thank you all for your responses, much appreciated.

I took it to the garage to get it checked out and it is just the bumper skin that needs replacing, as I thought. The part and labour would be under the excess of my insurance. I had a look at the Motor Insurers Bureau and they can't help if fully comp, which I am. 

My partner and 5 year old had slight whiplash - hurt at the time but fine the next day and A&E checked them out just in case. So overall not a major accident but I'm still angry. 

I'm not sure knowing who they are exactly and whether they are insured would help me right now (even though I am tempted). But I did look up their number plate on the dvla site (it's free) and the description of the vehicle was the right one, with the Tax and MOT up to date. 

I suppose I just want them to know that I know (if that makes sense), so was curious what would happen to my police report, if anything.

In the good old days you would go to the police station front counter (remember those?) and speak to the civilian staff member (remember those?) or police officer (remember those?) on duty.  He or she, of if you were really unlucky some fifteen or twenty years ago me, would fill out an accident report form.  Your details, anything you know of the other car, witness details, a statement and sketches would go on.  The form would then be passed to a police officer for further investigation.  He would carry out further enquiries, generally speaking to witnesses, checking CCTV in the area and obtaining further details to narrow down possible drivers.  If a driver was found, he would be interviewed on record and reported for any driving offences to the local magistrate.  It's amazing what can be done with manpower and a proper budget, isn't it?  Real Rolls Royce service; you didn't have to crash a Rolls to get it either, everyone from Mercedes to Skoda owners got the same treatment.  

Christ only knows what happens now, post Osborne.  Your form probably gets filed in the bin.  I wouldn't worry too much about it, the police haven't even got the money to deal with major crime these days.  

Sandtree

Ditzy_Mitzy said:

cpheonix said:

Thank you all for your responses, much appreciated.

I took it to the garage to get it checked out and it is just the bumper skin that needs replacing, as I thought. The part and labour would be under the excess of my insurance. I had a look at the Motor Insurers Bureau and they can't help if fully comp, which I am. 

My partner and 5 year old had slight whiplash - hurt at the time but fine the next day and A&E checked them out just in case. So overall not a major accident but I'm still angry. 

I'm not sure knowing who they are exactly and whether they are insured would help me right now (even though I am tempted). But I did look up their number plate on the dvla site (it's free) and the description of the vehicle was the right one, with the Tax and MOT up to date. 

I suppose I just want them to know that I know (if that makes sense), so was curious what would happen to my police report, if anything.

In the good old days you would go to the police station front counter (remember those?) and speak to the civilian staff member (remember those?) or police officer (remember those?) on duty.  He or she, of if you were really unlucky some fifteen or twenty years ago me, would fill out an accident report form.  Your details, anything you know of the other car, witness details, a statement and sketches would go on.  The form would then be passed to a police officer for further investigation.  He would carry out further enquiries, generally speaking to witnesses, checking CCTV in the area and obtaining further details to narrow down possible drivers.  If a driver was found, he would be interviewed on record and reported for any driving offences to the local magistrate.  It's amazing what can be done with manpower and a proper budget, isn't it?  Real Rolls Royce service; you didn't have to crash a Rolls to get it either, everyone from Mercedes to Skoda owners got the same treatment.  

Christ only knows what happens now, post Osborne.  Your form probably gets filed in the bin.  I wouldn't worry too much about it, the police haven't even got the money to deal with major crime these days.  

Think that is very very much rose tinted glasses. 

Pre-Osborne I went to lunch in the pub on the way to a business meeting, didn't have alcohol because I was driving. Briefcase was under the table with papers, pens, personal mobile etc. After lunch got up and went and my bag is no longer there. Walked to the police station front counter (I remember them) 150m down the road, spoke to both a civilian member of staff and subsequently a police sergeant (I remember them) to report the theft of my bag, hoping they could look at the pub's CCTV or the CCTV in the streets around the pub).

I was told I had to fill in a lost property form, that if you dont see someone take something then its lost not stolen and obviously the lost property form will just go to the lost property office and if a briefcase comes in that matches the description they'll let me know. Hence the sergeant was called out and he agreed. Had a major issue at work as losing confidential papers rather than having them stolen didn't go down well!

Years before that called after my car was broken into, was told it was up to me if someone came out to have a look at the car but it'd be a waste of time and instead they could just give me the crime reference number over the phone for the insurance company.

Certainly in my lifetime have never known the police to be interested in minor property related incidents and its always been a tick box to do enough to allow an insurance claim to be made.