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Credit Card Pre Authorisation
greyteam1959
Posts: 4,788 Forumite
in Credit cards
I use my local Asda for petrol & always pay by credit card.
A Santander World Mastercard to be precise.
An amount of £1 pre authorisation used to be 'held' on my card when I checked my transactions online.
That changed to £99 2 or 3 months ago & this used to be shown as 'held' when I checked online.
All fair enough, it always dropped off after 3 or 4 days.
The last 3 or 4 fill ups with fuel I have noticed that although the pumps says £99 pre authorisation
this £99 never appears on my card as it used to do.
Any ideas why this is happening ??
Just curious...........
A Santander World Mastercard to be precise.
An amount of £1 pre authorisation used to be 'held' on my card when I checked my transactions online.
That changed to £99 2 or 3 months ago & this used to be shown as 'held' when I checked online.
All fair enough, it always dropped off after 3 or 4 days.
The last 3 or 4 fill ups with fuel I have noticed that although the pumps says £99 pre authorisation
this £99 never appears on my card as it used to do.
Any ideas why this is happening ??
Just curious...........
0
Comments
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The likely answer is system upgrades.
Pre authorisation allows you to fill and as soon as you have finished the transaction completes and the correct amount is charged.1
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