We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Is buying a flat above a shop worth it in a good location?
Comments
-
SDLT_Geek said:TimothyRS said:Definitely worth buying!
If it's a corner shop or something similar and in London you won't have any problems with lenders and it's a great opportunity to get a property at a slight discount
I used Santander for years and used to live above a corner shop, no issues at all getting the best rates
In fact living above a shop has its benefits as you don't have noisy neighbours once they close in the evening, and it provides extra security during the day as someone is always around.
It's only noise bars or restaurants you want to avoid.All shall be well, and all shall be well, and all manner of things shall be well.
Pedant alert - it's could have, not could of.3 -
I keep an eye out now and then for the next iteration of them, I've seen them under 3 guises so far
Make £2023 in 2023 (#36) £3479.30/£2023
Make £2024 in 2024...2 -
annabanana82 said:I keep an eye out now and then for the next iteration of them, I've seen them under 3 guises so far3
-
Funny I'd almost forgotten his name. In my head he was always drinkthand (thnaks).
I've not spotted him though, we must like different boards/threads.I don't wanna shut up, I want a 7up and a 10p mix-up.1 -
It wasn’t only me who read this from the beginning without realising it was old, got to “that poster” and thought “oh NO!” was it then! I rather hope that this time round it was a rather more comprehensive ban, but time will tell! (And the clock starts now on how far into Monday morning we will be before all these posts will disappear! )🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.6K Banking & Borrowing
- 252.9K Reduce Debt & Boost Income
- 453.3K Spending & Discounts
- 243.5K Work, Benefits & Business
- 598.3K Mortgages, Homes & Bills
- 176.7K Life & Family
- 256.7K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards