We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

2 derogatory marks on Credit Karma (Trans Union) but not on Clearscore and Experian

Options
I have one settled CCJ from 2016 July which this month will be wiped off. But where has the other come from? Only the 1 CCJ is on Clearscore and Experian but two marks are on CK.
The only info it shows is below. Any help would be appreciated. 
Thanks

HIGH IMPACT

Derogatory marks

2

Public records or defaults reported

Keep your accounts up to date to avoid more derogatory marks.

Comments

  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Ignore the commentary, but check the data. If there is only one defaulted account/CCJ, then there's only one. The comments are very often incorrect.
  • Great, thanks zx81
  • Ebe_Scrooge
    Ebe_Scrooge Posts: 7,320 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yup, check the data, that's the important bit.
    Also, do bear in mind that not all lenders report in to all 3 reference agencies.  So if it's something like a default, late payment, whatever, it's possible that that lender only reports in to the one agency (must admit, I don't know if the same is true of a CCJ).
    But as ZX81 says, the comments (and the advice they give you as to how to improve your meaningless score!) is very often inconsistent.  Just focus on the underlying data, make sure it's factually correct.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.