owe ebay £150 can i get bad credit

col81

i sold my car with Ebay they have charged me 3 times i have tried to resolve it no joy. They have passed it to a debt collector. Started of at £70 now its £150. All i care about is not getting a default or ccj can they do this? it isn't a credit agreement if you sell on ebay.

[Deleted User]

If you sold your car and they charged you 3x why are you talking about paying the debt? You need to issue a formal complaint and start going through the process and escalate to the FOS as needed

If it's gone to debt collectors they could well be looking at marking your credit file

k3lvc

col81 said:

i sold my car with Ebay they have charged me 3 times i have tried to resolve it no joy. They have passed it to a debt collector. Started of at £70 now its £150. All i care about is not getting a default or ccj can they do this? it isn't a credit agreement if you sell on ebay.

As @Deleted_User says surely you'd be challenging eBay - is there more to the story i.e. you tried to circumvent fees and they've caught you out ? or is it an error with discounted fees that haven't been applied

Unless things have changed in recent times when you sign up to eBay you create a credit agreement in so much as you agree to pay the fees after the event

Exodi

k3lvc said:

col81 said:

i sold my car with Ebay they have charged me 3 times i have tried to resolve it no joy. They have passed it to a debt collector. Started of at £70 now its £150. All i care about is not getting a default or ccj can they do this? it isn't a credit agreement if you sell on ebay.

As @Deleted_User says surely you'd be challenging eBay - is there more to the story i.e. you tried to circumvent fees and they've caught you out ? or is it an error with discounted fees that haven't been applied

A long time ago, when I was perhaps a tad more 'mischievous' than I am now. I would have friends place fake bids on my listings in an attempt to inflate the final auction price. Occasionally we'd get too greedy and they'd win the auction (and ebay would be asking for their 10% cut). We'd then file dispute that we mutually agree to abandon the transaction and eBay would cancel their fees.

I'm pretty sure after doing it a little while, eBay refused to cancel their fee, so we ended up paying multiple eBay fees for the same item.

I'm not saying it's what's happened to the OP, but as others have remarked, it is a tad suspicious that the OP is more concerned about the effects of the debt, rather than focusing all of his attention on pulling eBay up on their mistake.

If eBay accidently charged me 3x on an item, I would absolutely not let it go, especially for £70!

sourcrates

eBay do not report to credit files.

The debt collectors they engage are only collecting the debt on their clients behalf, and have no power to make you pay, to mark your credit file, or to enforce the default charges they keep adding.

eBay never (to date) have taken legal action to recover debts accrued on their site.

The usual form is for the debt collector to go through there series of collection template letters with you, after which all will go quiet, and you`ll never here from them again, you won`t be able to use your eBay account again, but hey.

They will confirm this on the eBay/auctions board for you if you want conformation.