British Airways American Express Card.

amexblue

Dumb question. The British Airways American Express Card is in association with the British Airways Executive Club where you collect points. The executive club is free to join but what about ongoing? I can find nothing about any future monthly or annual fee as a club member. Is it free permanently?

Thank you 

Sandtree

Permanently free             

Marchitiello

BAEC membership is always free as it is the BA Blue Amex Card (the black Premium Plus cost £250 per year).

you can use your BAEC account to earn Avios in a number of ways in addition to the Amex Card, but just need to be aware that if there is no activity on the BAEC account for 3 years, your Avios points will expire

amexblue

Thank you for the replies. I decided to apply and was accepted for the credit card. Not too worried if I lose the points, it's still useful having a credit card anyway.

Malkytheheed

You wont loose the avios. But they are of limited value. The amex gold card is a better choice I think right now. There is a small annual fee though (waived first year I think). 

Marchitiello

Malkytheheed said:

You wont loose the avios. But they are of limited value. The amex gold card is a better choice I think right now. There is a small annual fee though (waived first year I think). 

The Preferred Gold Reward card has a £160 annual fee waived for the first year.

i think value of either depend on ones profile, spending habit, FF status, and chance to earn Avios from other source.. 

i have both the BAPP and The Platinum Charge card, and I can justify the cost of both easily with the benefits associated to them, as a family  of 5 that also get to travel solo often for work, having a couple break away from the kids once a year, and making 3-4 full family trips as well.

Sandtree

Malkytheheed said:

You wont loose the avios. But they are of limited value. 

Why do you think they are of limited value? Technically have achieved 5% return via booking flights with Avios which is 10x the normal floor of 0.5% for reward values.

WillPS

Sandtree said:

Malkytheheed said:

You wont loose the avios. But they are of limited value. 

Why do you think they are of limited value? Technically have achieved 5% return via booking flights with Avios which is 10x the normal floor of 0.5% for reward values.

I see a lot of valuations like this.

If you definitely would have booked that class of seat on that specific flight at that price, forsaking any cheaper options on another airline or at another time, you have genuinely saved money.

If you're doing something you otherwise wouldn't do - which is what frequent flyer schemes are designed to incentivise you with - then it's not a valid saving. It's the polar opposite of Cashback in terms of credit card rewards in that regard, so it's troublesome to really compare a "technically" 5% via Avios vs an actual cashback rate.

I don't agree with the 'of limited value' arguement either though, as they have an effective floor value of 0.8p per Avios if you redeem via Nectar and Ebay.