janinemann Posts: 17
First Post First Anniversary Combo Breaker
edited 9 August 2023 at 6:14AM in Bankruptcy & living with it
Is an IPA reviewed automatically after a year in to agreement?


  • I'm not sure if it is and someone else with more experience will answer.
    For me I would say it doesn't need to be as you are supposed to tell the trustee about any change in circumstances within 21 days, so if your bills go up you should be contacting them with your new bill amounts and then you have the discussion about it being amended. Same with wage rises or increments for each year.
    Council tax is included in BR up until the next financial year starts so you would tell them about that and send your new council tax invoice for the year.
  • sourcrates
    sourcrates Posts: 28,543
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    From my understanding of it, any change has to be self reported, a standard IPA lasts 36 months, if your circumstances change, then you must tell them.
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