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Eligibility checks
StaffDawn
Posts: 1 Newbie
in Credit cards
Hi, hoping someone can answer. I have done the check for 0% transfer card. Have approval rating, I am always very nervous when it comes to these things. Not gone further with it as I panicked.
My annual salary goes up from 1st July & I used that figure, however, when it comes to full checks it will show old salary to date etc. Should I have input old salary & will this all affect my chances?
My partner & I only have a joint bill/mortgage accounts. We do not share our finances other then that. How much info would the cc company require about him? He's a stickler regarding his data etc he has never had debt except mortgage.
Thank you for your help.
D.
My annual salary goes up from 1st July & I used that figure, however, when it comes to full checks it will show old salary to date etc. Should I have input old salary & will this all affect my chances?
My partner & I only have a joint bill/mortgage accounts. We do not share our finances other then that. How much info would the cc company require about him? He's a stickler regarding his data etc he has never had debt except mortgage.
Thank you for your help.
D.
0
Comments
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Its not his card and so generally absolutely nothing. AmEx and one or two others ask about household income and so if they wanted to do checks they could ask you to prove at number but its fairly rare that such checks are needed as either your details tie up and they take it on trust or they think they maybe dont and so decline you. Cost/benefit of investigating borderline cases just doesn't stack up.0
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