What happens next after discharged but huge debt again?

TripleH

Fine, if you want to pursue that course of action that is your choice.

If anyone reading this wants to do similar, remember this is an anonymous board posting advice. It's always best to seek professional opinion before pursuing a course of action.

diystarter7

TELLIT01 said:

Why do you think it's not possible to cut off utilities from one house?  You are wrong by the way.  The only thing that cannot be cut off is water supply.  Electricity and gas supplies can be terminated.

What, even with children below a certain age in the property?

TripleH

diystarter7 said:

TELLIT01 said:

Why do you think it's not possible to cut off utilities from one house?  You are wrong by the way.  The only thing that cannot be cut off is water supply.  Electricity and gas supplies can be terminated.

What, even with children below a certain age in the property?

I suspect that if it is possibie, this would be after a lengthy period where 'an arrangement' could have been agreed, hence the advice to ignore might be counterproductive.

Believe non-payment of Council tax is a criminal offence (you can be imprisoned) again both are likely nuclear options when no other solution appears possible.

RAS

There is someone on the forum here who has recently been made bankrupt by the local councillor for non-payment of CT. He did arrange to meet the person serving the notice outside work.

elsien

Don’t go to court if you are invited and get the CCJs registered against you piled up. Enforcing payment may be difficult, but bang goes any further forms of credit, unless you plan to commit fraud on the applications. Bring a civil matter still has impact, even for those doing their best ostrich impressions. 

sourcrates

elsien said:

Don’t go to court if you are invited and get the CCJs registered against you piled up. Enforcing payment may be difficult, but bang goes any further forms of credit, unless you plan to commit fraud on the applications. Bring a civil matter still has impact, even for those doing their best ostrich impressions. 

It doesn't quite work that way with CT.

Non-payment of council tax is a civil matter, not a crime. Under a law dating back to the scrapping of the Poll Tax in 1993, councils can apply for a "commitment order" where a debtor can be imprisoned for a maximum of up to 3 months, they do not need to obtain a CCJ, council tax is collected under a "liability order", if you don`t pay.

The law is actually quite draconian, as unlike for criminal tax fraud, defendants do not have the right to a jury trial or to legal aid.

All local authority councils have the option of sending you to prison for non payment, but only just over half of those councils actually use that legislation.

ToxtethO'Grady

You're right council tax does not show on your credit file.

There is legislation that states who is liable to pay council tax, if you are resident in a property and over 18 you are usually liable for council tax except for the exemptions such as FT students or disabled/ mentally ill or you are lower in the hierarchy of who is liable - adult children living at home etc.

You don't have to sign a contract to agree to pay it the law states who should.

Local Government Finance Act 1992 Section 6.