Why do current accounts show on file?

79 Posts

Just wondering why my bog standard basic bank account, current account shows on my reports?
I thought your credit file dealt with actual credit or debts, my account has some direct debits on it but no fee and no overdraft so just curious as to why this appears!
I notice the saving account does not appear just the basic bank account with zero balance.
I thought your credit file dealt with actual credit or debts, my account has some direct debits on it but no fee and no overdraft so just curious as to why this appears!
I notice the saving account does not appear just the basic bank account with zero balance.
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Savings accounts dont normally have a debit card, no cheque book, nor can you normally pay DDs from them etc and so cannot become overdrawn