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Tax on withdrawal of Pension Funds

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  • Albermarle
    Albermarle Posts: 31,445 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    It just seems ridiculous that Prudential cannot explain to HMRC that this is a one off pay-out. HMRC could tell them my tax code. They could even advise them of my regular income and what % to take off. 

    AFAIUI, it does not work like that. HMRC will not issue a tax code until the first payment is made. I presume it is because issuing provisional codes for payments that may or may not happen is an admin nightmare.

    For example how would the Pru know ( or HMRC ) that you might take another pension lump sum in the following months from another provider. 

    In the end you will get any overpaid tax back.

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