Solo MF wannabe (as soon as I can be... at least by 2032)

CasualMFW · 4 March 2023 at 10:48PM

DireEmblem said:

Out of curiosity, why are you overpaying your mortgage, instead of say investing in a regular saver at 6/7%?

Hello, I'm not. I've got my OP fund in a seperate savings account. Pointless overpaying the mortgage at the moment as the interest is only 1.29%.

CasualMFW · 4 March 2023 at 10:50PM

savingholmes said:

What are you planning for your garden?

First job is to put a door into the garage so it can be accessed from the garden, eventually half of the garage will be turned into a bar.

The garden needs the existing patio taking up and replacing as well as extending to the left of the garden. Then the plan is to put some artificial grass into the middle with some raised planters to the side.

CasualMFW · 27 June 2023 at 8:13PM

July update
Sorry for the radio silence since March. The overpayment fund has since changed to a maternity fund since finding out that I'm expecting 🥳

I'm hoping to be to be able to keep the mortgage overpayment fund totting up over the next year and a half or so, despite my earnings taking a huge hit. In terms of the money-saving I'm fully stocked up on clothes and equipment courtesy of my sister, managed to buy the pram second hand and just paid off the nursery furniture, which did put a dent in the EF, but there's very little left to buy now.

As it stands:
Mortgage: -£71,800
EF: £8,600
OP: £916

How's everyone been doing? 🙂