Still receiving UC when working?

UKSBD

My daughter was on UC for about 12 months

She started a Restart scheme about 6 months ago, earing about £880 a month but still appears to receive a small amount of UC (about £4.00 last time she checked)

Is this correct, why is she still getting UC when earning £880 a month?

She lives at home so no housing to take in to consideration.

Rubyroobs

Earnings will reduce her monthly Uc by 55p for each pound she earns so it is possible she will still get a little Uc.

Alice_Holt

She would need to look at her UC payment calculation to establish that.

What UC elements does she receive?

Have UC her correct pay details?

Does she have a work allowance?

Etc,etc

Has she notified UC of relevant changes ?

If incorrect, UC will recover any overpayments from her.

Spoonie_Turtle

UKSBD said:

My daughter was on UC for about 12 months

She started a Restart scheme about 6 months ago, earing about £880 a month but still appears to receive a small amount of UC (about £4.00 last time she checked)

Is this correct, why is she still getting UC when earning £880 a month?

She lives at home so no housing to take in to consideration.

Her UC statements will show how it's calculated and she should be able to see whether they've taken into account her wage properly.

UKSBD

thanks all

she's just logged in 
for 14th June it says

"Standard allowance = £265.31

What we take off (deductions)

Take-home pay =  ‑ £204.17

Earnings reported by your employer = £944.22

The first £573.00 of your take-home pay doesn't affect your Universal Credit monthly amount. Every £1.00 you earn in take-home pay over this amount reduces your Universal Credit by 55 pence.

Savings and investments =  ‑ £39.15

Total deductions = minus‑ £243.32

Your total payment for this month is £21.99"

I understand most of that but why doesn't "The first £573.00 of your take-home pay doesn't affect your Universal Credit monthly amount"

Is that the same for everyone?

UKSBD

I think I have found the answer.

She has mental health issues

Although she didn't get any extra money when on full UC she was classified as "limited capability for work" (the lower of the 2 versions, she wasn't expected to apply for work, but her advisor helped her with CV's and things like that)

I think this is why she got on the Restart scheme, which she is still on now but still not sure if they will keep her on when it is finished.

Her Universal Credit Coach (or whatever they are called) Knows her circumstances, so I assume everything is correct.

IF she does carry on in employment, will she be reassessed and the £573 allowance will stop?

calcotti

Because she has LCW the first £573 of earnings are ignored (known as the Work Allowance). This means that the 55% taper rate is only applied to the remaining £371.22 and therefore only £204.17 is deducted from her maximum amount.

If she did not have LCW the 55% would apply all the earnings and there would be no UC entitlement.

When she reaches 25 her maximum amount will increase to £334.91.

UKSBD

Will she be reassessed for the LCW if they carry on employing her after the scheme finishes?

She is one of those people that can slip through the net, although she can work, she is pretty unemployable unless the employer is really tolerant

She has OCD tendencies and little jobs that most employers would expect someone to do in 10 minutes can take her 30+ minutes.

The OCD also effected her even applying for jobs (which I assume is why she was on the LCW) The Restart scheme was a real godsend for her and has really helped, such a shame it wasn't longer 

We've just got to hope her employer will keep her on when it is them who have to pay her.

UKSBD

Just to add - She only works 25 hours

Spoonie_Turtle

A reassessment can happen at any time, but it seems they're on hold for the moment anyway.  In terms of what happens next, maybe some others will have more insight.  

It seems over the past couple of years more employers have really started to take note of equality and inclusion, so hopefully she may be more likely to find an accommodating employer than even just a few years ago.  Hopefully this current job will help boost her confidence to know she *is* employable by companies who actually value people and what they can do, and not just focus on profit.

Alice_Holt

UKSBD said:

She has OCD tendencies and little jobs that most employers would expect someone to do in 10 minutes can take her 30+ minutes.

The OCD also effected her even applying for jobs (which I assume is why she was on the LCW) 

          May be worth looking at a PIP application (if see is not already getting it).

      https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/pip/