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Final push .£50,000 in two years .Can i do it ?
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Savinghlmes .That is the plan thank you ..It is starting to take shape .We are on room one
LadyWithAPlan .Thank you.I am looking forward to the draw tomorrow with great excitement ,i know there are a lot more prizes this month and am hoping i will get one even if it is the smallest
Week 16 final numbers £150 in to PBs this week .Total £7650. Not such a good week this week as i set some aside for our holiday extra to what we had already saved ,fingers crossed i will put some back ,it will depend what we spend ,.We are away now until the weekend2 -
Enjoy your break.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Well no PB wins and i was so sure i was going to win something this month ,ah well another chance next month ..
Thank you savingholmes ,we are having a lovely break by the sea and the weather has been good so far .
Not much to say on the money front ,i havent put anything aside this week so far only spent money so i will have a good round up at the weekend2 -
Week 17 final numbers
£350 in to PBs ..Total £8000 ..I am very happy with this number
On now to week 18 .I am hoping to save £400 this week if i can stay within my budget
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Making steady progress.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thank you savingholmes
Week 18 final numbers
£500 into PBs .Total £8500..I have done really well this week .I am now using the envelope method ,i find it so much better than using my card ,i really do think about the money before i take it out of the envelope .On to week 192 -
Well done. Glad the envelopes are helping too.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252 -
Thank you savingholmes as always.
Week 19 is almost over .My weeks run from Monday to Sunday
£600 in to PBs this week due to lots of extra bits that were added so total now is £9100..Very happy with that .Almost at the £10000 mark2 -
Juts read your diary tryharder, amazing progress well done!MFW 67 - Finally mortgage free! 💙😁2
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Thank you very much newgirly , i am very surprised at myself to be honest that i am doing so well..I wish i could have been this focused years ago , i would not have still been paying this never ending mortgage ..Ah well, cant turn back the clock sadly2
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