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Tired Deflated Tortoise
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Wow, how quickly does time fly by without you realising it? I think going forward I need to try and post daily to make myself more accountable. Struggling to secure any NSDs although I’ve managed to have some very low spend days.In other news I have been put forward for a possible promotion at work. I have to apply for it and it will be a challenge and will involve a change of location. But it would mean I could leave my part time job and still have more money and then I could have a day off each week!! I’m trying not to get too excited but it’s really hard not to be hopeful.Am at part time job at the moment and finish in 45 minutes. Am going to go home and quickly grab the girls to drop one off at her bf and the youngest to her dads. Then I’m going to go to Aldi and then back home to declutter!!! Will try and find some bits to sell too. 5 days until pay day.Thank you everyone for your kind replies.5
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Congrats on the possible promotion! I love adding to my diary every day as I find it therapeutic and helps me stay on track and accountable. That plus I have nobody to talk to about my debt with who 'gets it' or who wouldn't judge me so it's all about freedom of speech here
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Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0001 -
Had what I’m considering a productive day but previously I’d have focused on how little I’ve done, it may not be as much as I’d like but it’s more than it was this morning!Cleared 21 items out of the house, did two lots of washing, a food shop (£58 in Aldi, so should only need milk for the rest of the week) cleaned the front room, did the washing up.
Working tomorrow and then have a small area in the kitchen id like to get cleared in the evening. Aiming for a nsd tomorrow.3 -
Sounds like a productive day indeed! You have got loads done
I bet clearing that area of the kitchen tomorrow will make you feel great as I do love it when I have a mad deep clean!Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0001 -
Sounds incredibly productive. Good luck with the promotion.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/250
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