Self Assessment Charitable Donations

25 Posts

in Cutting tax
Hi
My husband has recently moved into the higher rate tax band and we had to repay some child benefit last year via self assessment for the first time. It looks like we’re going to need to do the same this year. I noticed on last years SA that there was the option to declare charitable donations to reduce liability. I’ve got a couple of questions about this and was wondering if anyone could help-
1) Is it only donations which are gift aided?
2) Does the gift aid declaration have to be in my husbands name or can it be in mines (most are payments to memberships and kids activities so I’ve not actually had to complete anything other than signing up)
3)should I have confirmation somewhere of gift aid so I have record of this should HMRC and how do I go about getting this?
4)can the donation be made by me from joint account-would my husband still be able to declare that as charitable donation? (Most of the kids activities are organised by me so in my name etc)
5)what about donations of goods to charity shops? would that count as I know I'm asked to fill out gift aid form when I drop things off? How do you quantify the amount? I’ve been thinking of selling stuff on eBay to earn some extra money but if we’d be able to get some tax back from charity shop sale of the same things, that would be my preferred option (and a lot less hassle than eBay selling!)
All in I think we probably make around £7-800 in these type of donations a year so seems worth making sure we’re claiming any tax back we’re entitled to.
any help/responses much appreciated
My husband has recently moved into the higher rate tax band and we had to repay some child benefit last year via self assessment for the first time. It looks like we’re going to need to do the same this year. I noticed on last years SA that there was the option to declare charitable donations to reduce liability. I’ve got a couple of questions about this and was wondering if anyone could help-
1) Is it only donations which are gift aided?
2) Does the gift aid declaration have to be in my husbands name or can it be in mines (most are payments to memberships and kids activities so I’ve not actually had to complete anything other than signing up)
3)should I have confirmation somewhere of gift aid so I have record of this should HMRC and how do I go about getting this?
4)can the donation be made by me from joint account-would my husband still be able to declare that as charitable donation? (Most of the kids activities are organised by me so in my name etc)
5)what about donations of goods to charity shops? would that count as I know I'm asked to fill out gift aid form when I drop things off? How do you quantify the amount? I’ve been thinking of selling stuff on eBay to earn some extra money but if we’d be able to get some tax back from charity shop sale of the same things, that would be my preferred option (and a lot less hassle than eBay selling!)
All in I think we probably make around £7-800 in these type of donations a year so seems worth making sure we’re claiming any tax back we’re entitled to.
any help/responses much appreciated

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2. It is his return so it is his Gift Aid that can be included not yours. Yours would go on your own return (if you need to file one).
3. You/he need to keep your own records. HMRC will be able to check is entered on the return and investigate you if necessary.
4. Not if it's your donation
5. They would have to gifted in his name not yours. Some charities send you updates of what the gift aid amounts are after things have been sold.
Chapter 3.32 covers joint accounts.
https://www.gov.uk/government/publications/charities-detailed-guidance-notes/chapter-3-gift-aid
Lewis Carroll