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Applying for loan-wrong address
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Hi all,
searched the forums and couldn’t get the answer I needed.
I have moved house, so changed address with banks and I did do the electoral roll. However the credit score apps are still showing as my old address. If I apply for a loan at my new address, will it just fail as the address hasn’t been updated yet?
many thanks
searched the forums and couldn’t get the answer I needed.
I have moved house, so changed address with banks and I did do the electoral roll. However the credit score apps are still showing as my old address. If I apply for a loan at my new address, will it just fail as the address hasn’t been updated yet?
many thanks
0
Comments
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No, though it may fail because a change of address can lead to a higher risk assessment.0
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Did you apply for royal mail redirection? I ask because that data can then be used by businesses to track address moves and verify that you are the same person despite 2 addresses against you.Palpal said:Hi all,
searched the forums and couldn’t get the answer I needed.
I have moved house, so changed address with banks and I did do the electoral roll. However the credit score apps are still showing as my old address. If I apply for a loan at my new address, will it just fail as the address hasn’t been updated yet?
many thanksI’m a Senior Forum Ambassador and I support the Forum Team on the Pensions, Annuities & Retirement Planning, Loans
& Credit Cards boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.
All views are my own and not the official line of MoneySavingExpert.0 -
I am renting a room, previously was living with parents. Would this change anything? As I’m not sure I’m officially down as such where I’m renting?0
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If you are on the ER at the new address and have your banks there, that is fine. The free credit apps take a month or more to update, your full report may well already be update0
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