PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

No Search Chancel Indemnity insurance?

In the solicitor pack mentioned to have no search Chancel Indemnity insurance. In the buying property area, there are no ancient churches near by and i can see only recent constructed church around 1 mill radius. is it necessary to buy the insurance?  How can i do the search whether i fall in that chancel area or not ? is there any paid website where they can confirm? 

Comments

  • user1977
    user1977 Posts: 17,349 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    How much is the insurance? I thought the point was that it's cheaper to insure than to instruct a search, and that it's peanuts anyway? What's your solicitor's advice?
  • housebuyer143
    housebuyer143 Posts: 4,174 Forumite
    1,000 Posts Third Anniversary Name Dropper
    As above the insurance is cheaper than the search. 
    I didn't bother as my house is 20 years old and there are no churches around me. I also read it would be in the title for newer houses if it were relevant. 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350K Banking & Borrowing
  • 252.7K Reduce Debt & Boost Income
  • 453.1K Spending & Discounts
  • 243K Work, Benefits & Business
  • 619.9K Mortgages, Homes & Bills
  • 176.5K Life & Family
  • 255.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.