Travel Insurance and covid testing

crex

We're going on a family holiday to France later this month, from the UK. Our children (over 12yo) are not fully vaccinated, so I have booked lateral flow tests for them 36 hours before we go through the Eurotunnel.
If any of us who are not fully vaccinated gets a positive test result, then we are not allowed to enter France. How does this get dealt with by travel insurance? I notice that most of the ones I've looked at say that they will provide cover if you 'fall ill' with covid up to 14 days prior to travel. But I'm envisaging a scenario where perhaps no-one is really 'ill', but returns a positive test, say asymptomatic, or only mild symptoms. In that scenario we would have to cancel our holiday, or at best postpone. But it's not really because of illness, but because of France's entry rules. Would that still count as 'falling ill' in the insurance sense? I'm just trying to cover all the bases, and make sure that any insurance I buy does what I expect it to. None of the scenarios in the cover details I've examined seem to cover the French covid entry requirement situation.
Thanks for your help

sheramber

Staysure have covid cover of you are denied boarding due to positive covid test but only if you have completed the full course of vaccinations.

You would need to check how that would apply to your children if they  do not qualify for a second vaccination yet.

You also need to confirm what  proof they would need for  being denied boarding.

tightauldgit

crex said:

We're going on a family holiday to France later this month, from the UK. Our children (over 12yo) are not fully vaccinated, so I have booked lateral flow tests for them 36 hours before we go through the Eurotunnel.
If any of us who are not fully vaccinated gets a positive test result, then we are not allowed to enter France. How does this get dealt with by travel insurance? I notice that most of the ones I've looked at say that they will provide cover if you 'fall ill' with covid up to 14 days prior to travel. But I'm envisaging a scenario where perhaps no-one is really 'ill', but returns a positive test, say asymptomatic, or only mild symptoms. In that scenario we would have to cancel our holiday, or at best postpone. But it's not really because of illness, but because of France's entry rules. Would that still count as 'falling ill' in the insurance sense? I'm just trying to cover all the bases, and make sure that any insurance I buy does what I expect it to. None of the scenarios in the cover details I've examined seem to cover the French covid entry requirement situation.
Thanks for your help

A positive test means you are ill and unable to travel. Specifics for COVID you would need to check with your insurer.