Car insurance and hire vehicle class

[Deleted User]

Ditzy_Mitzy said:

Sandtree said:

Ditzy_Mitzy said:

Sandtree said:

The likes of Direct Line offer(ed) Guaranteed Hire Car Plus which was a hire car rather than garage provided courtesy car and is a similar vehicle (up to certain limitations).

The plus side is you also get this when the car is a write off unlike a traditional courtesy car but the downside is that it has a maximum duration and so if your car is undrivable and parts are on backorder you may have to give it back before your car is repaired.

Direct Line still do, as far as I know.  I've got a motor policy with them, but didn't bother with the premier courtesy car business because it's an unnecessary cost.  Most Enterprise branches, which is where courtesy cars come from, don't seem to bother with very small cars these days.  In fact there aren't really such things as very small cars any more.  What's the worst that could happen?  You having to drive a Clio or something instead of a Golf for a little while?  Hardly the end of the world, given both are five door, front wheel drive hatchbacks.  Save the money and don't worry is my advice.

I personally agree but appreciate that some people have an estate or a 7 seater etc for a reason and a Clio for them many not be an appropriate substitute... some in sales etc will also claim the brand/prestige  of the car is important for their work, for those I am less sympathetic but was used all the time when I dealt with third party claims.

The point is that the last courtesy car I had, personally, was a five door Clio, which would be a perfectly adequate set of wheels in lieu of a VW Golf.  

I don't see any Clio that I would consider as a like replacement and an Astra would be worse.