Single, Married or Divorced (Credit Card Application Form)

MalMonroe

I have been divorced a number of years and on forms I sometimes do put 'single' - because I am. I'm both divorced and single so for me both descriptions are honest and true.. So far it has made no difference whatsoever. It's never been queried.

If you are unsure, then you should put divorced because you aren't technically single. You will have to explain your financial situation on the form anyway, so all will be explained when the CC company reviews the whole form. They'll make their decision based on the information on the form as a whole.

Ergates

IanManc said:

born_again said:

Well perhaps Op is best to ring company & see that they say 👍

@grumbler That is CA take, not the CC co.

It isn't the "CA take". If you're in a civil partnership then you have given notice to registrar that you intend to enter into a civil partnership, you've had a ceremony, and you've got a Civil Partnership Certificate; and you remain a civil partner until either one of you dies or a court grants a dissolution of the civil partnership.

The OP says they are divorced. The OP does not say they are in a civil partnership - the OP says they are "living with a partner". That is not the same as a civil partnership. There is no ambiguity. It is a question of legal fact.

The OP was single, was then married, and then divorced. To change their status from divorced they would have to either marry or enter a civil partnership.

That's the legally correct version - but that might not be what the company wants to know, that will depend on why they're asking the question.   For instance - my partner and I have been together for 24 years, but have never married, and neither of us have ever been married previously.    There are very few circumstances were classifying us as "Single" would be a *useful* piece of information.

Ergates

IanManc said:

Ergates said:

IanManc said:

born_again said:

Well perhaps Op is best to ring company & see that they say 👍

@grumbler That is CA take, not the CC co.

It isn't the "CA take". If you're in a civil partnership then you have given notice to registrar that you intend to enter into a civil partnership, you've had a ceremony, and you've got a Civil Partnership Certificate; and you remain a civil partner until either one of you dies or a court grants a dissolution of the civil partnership.

The OP says they are divorced. The OP does not say they are in a civil partnership - the OP says they are "living with a partner". That is not the same as a civil partnership. There is no ambiguity. It is a question of legal fact.

The OP was single, was then married, and then divorced. To change their status from divorced they would have to either marry or enter a civil partnership.

That's the legally correct version - but that might not be what the company wants to know, that will depend on why they're asking the question.   For instance - my partner and I have been together for 24 years, but have never married, and neither of us have ever been married previously.    There are very few circumstances were classifying us as "Single" would be a *useful* piece of information.

Presumably the company chooses its question to elicit the information that it finds "*useful*", otherwise it would ask a different question.

That would be based on the assumption that companies don't make mistakes when creating forms.  Seeking clarification under such circumstances rather than just assuming you know what they meant would seem wise.

Ergates

IanManc said:

Ergates said:

IanManc said:

Ergates said:

IanManc said:

born_again said:

Well perhaps Op is best to ring company & see that they say 👍

@grumbler That is CA take, not the CC co.

It isn't the "CA take". If you're in a civil partnership then you have given notice to registrar that you intend to enter into a civil partnership, you've had a ceremony, and you've got a Civil Partnership Certificate; and you remain a civil partner until either one of you dies or a court grants a dissolution of the civil partnership.

The OP says they are divorced. The OP does not say they are in a civil partnership - the OP says they are "living with a partner". That is not the same as a civil partnership. There is no ambiguity. It is a question of legal fact.

The OP was single, was then married, and then divorced. To change their status from divorced they would have to either marry or enter a civil partnership.

That's the legally correct version - but that might not be what the company wants to know, that will depend on why they're asking the question.   For instance - my partner and I have been together for 24 years, but have never married, and neither of us have ever been married previously.    There are very few circumstances were classifying us as "Single" would be a *useful* piece of information.

Presumably the company chooses its question to elicit the information that it finds "*useful*", otherwise it would ask a different question.

That would be based on the assumption that companies don't make mistakes when creating forms.  Seeking clarification under such circumstances rather than just assuming you know what they meant would seem wise.

The question couldn't be clearer and I've given the answer. You've simply made up suggestions that they want information they've not asked for or they've made a mistake.

The question is clear if you live a traditional lifestyle - if you don't then it comes down to what the company want to know by asking the question, and why.   As someone who's lived with my partner for over 20 years without getting married, I know for a fact there are times when companies ask about marital status when what they really want to know is "do you live on your own?" - I know because I checked.

longjohnjohnson

Ergates said:

IanManc said:

born_again said:

Well perhaps Op is best to ring company & see that they say 👍

@grumbler That is CA take, not the CC co.

It isn't the "CA take". If you're in a civil partnership then you have given notice to registrar that you intend to enter into a civil partnership, you've had a ceremony, and you've got a Civil Partnership Certificate; and you remain a civil partner until either one of you dies or a court grants a dissolution of the civil partnership.

The OP says they are divorced. The OP does not say they are in a civil partnership - the OP says they are "living with a partner". That is not the same as a civil partnership. There is no ambiguity. It is a question of legal fact.

The OP was single, was then married, and then divorced. To change their status from divorced they would have to either marry or enter a civil partnership.

That's the legally correct version - but that might not be what the company wants to know, that will depend on why they're asking the question.   For instance - my partner and I have been together for 24 years, but have never married, and neither of us have ever been married previously.    There are very few circumstances were classifying us as "Single" would be a *useful* piece of information.

You're overthinking this and furthering the OP's pointless discussion.

Logically only one of those labels can apply, so answer honestly and move on with your life.